
618 4TH AVENUE NE, LARGO, FL, 33770
Active10 days on marketListed Jul 29, 2026MLS #TB8533222
About this home
618 4TH AVENUE NE
Welcome to this Unfurnished 4-bedroom, 2 bath home in the heart of Largo. Thoughtfully updated, it offers a tasteful blend of modern and traditional design with luxury vinyl flooring for easy maintenance. The gourmet kitchen features custom cabinetry, quartz countertops, and stainless-steel appliances, and opens seamlessly to the living area perfect for gatherings with family and friends. The primary suite is a serene space, complete with a spa inspired bath showcasing a custom vanity, quartz countertops, double sinks, and a soaking tub with shower. Step outside to a fully fenced backyard oasis featuring an open deck, gazebo, and firepit, where you can relax and enjoy the Florida sunshine in privacy. This prime location places you just minutes from Clearwater and Indian Rocks beaches, Largo Mall, and an array of dining and shopping destinations. Tenant responsible for utilities and lawn care. One pet permitted per policy.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,225
Sqft
0.15 ac
Lot size
1997
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $238
Days on market
10 vs 52 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 618 4TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
430 1ST AVENUE NE · same community
3 bd · 1 ba · 1,200 sqft · $233/sqft · 70 DOM
Sold · Sep ’25$340,000
432 2ND AVENUE NE · same community
3 bd · 2 ba · 1,197 sqft · $284/sqft · 6 DOM
Sold · Sep ’25$317,000
709 1ST AVENUE NE · same community
3 bd · 2 ba · 1,053 sqft · $301/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 618 4TH AVENUE NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 618 4TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
618 4TH AVENUE NE FAQs
What would the monthly payment be for 618 4TH AVENUE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 618 4TH AVENUE NE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $2,500, this home is listed about 99% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 618 4TH AVENUE NE?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DEMETER PROPERTIES INC · Kay Mariutto. MLS #TB8533222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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