5156 BAY ISLE CIRCLE, CLEARWATER, FL, 33760
Active15 days on marketListed Jul 29, 2026MLS #TB8533885
About this home
5156 BAY ISLE CIRCLE
Updated Townhome with Loft & 2-Car Garage! Welcome to modern comfort and effortless living in this beautifully updated townhome located in the desirable gated community of Bay Isles. Step inside to discover brand-new flooring, fresh interior paint, and soaring vaulted ceilings that create a bright, open, and inviting atmosphere. The thoughtfully designed open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen is equipped with new Samsung Bespoke appliances and includes a conveniently located laundry closet. The first floor also features a half bathroom, a storage closet, and a private primary suite, offering comfort and separation from the secondary bedrooms upstairs. Upstairs, you'll find a versatile loft that serves as the perfect space for a media room, home office, or additional living area. Entertainment enthusiasts will appreciate the 5.1 surround sound pre-wiring in the loft, along with the included Klipsch Quintet 5.0 speaker system, creating an immersive home theater experience. The second floor also offers two spacious secondary bedrooms with large closets, a full shared bathroom, and two additional storage closets for added convenience. Additional upgrades include a new air conditioning system, a whole-home water softener, and a reverse osmosis (RO) water filtration system, providing year-round comfort and enhanced water quality. Pet Policy: Pets are considered on a case-by-case basis with owner approval. Cats and small dogs only. A $350 non-refundable pet fee for each approved pet applies. No aggressive breeds. Residents of Bay Isles enjoy the benefits of a well-maintained gated community with a community pool, all while being conveniently located near Clearwater's beautiful beaches, shopping, dining, and major commuting routes! If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fees: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,043
Sqft
0.05 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $224
Days on market
15 vs 56 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 5156 BAY ISLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$315,000
5110 BAY ISLE CIRCLE · same community
2 bd · 2.5 ba · 1,698 sqft · $186/sqft · 2 DOM
Sold · Aug ’25$387,000
5153 BAY ISLE CIRCLE · same community
2 bd · 2.5 ba · 1,698 sqft · $228/sqft · 47 DOM
Sold · Apr ’26$345,000
5128 BAY ISLE CIRCLE · same community
3 bd · 2.5 ba · 1,698 sqft · $203/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5156 BAY ISLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5156 BAY ISLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5156 BAY ISLE CIRCLE FAQs
What would the monthly payment be for 5156 BAY ISLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5156 BAY ISLE CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $3,199, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5156 BAY ISLE CIRCLE?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Steven Godoy. MLS #TB8533885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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