439 LOUDEN AVENUE, DUNEDIN, FL, 34698
Active1 days on marketListed Aug 7, 2026MLS #TB8534329
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About this home
439 LOUDEN AVENUE
Live where others vacation! This custom-built brand NEW 3/2/2 home plus office is located on a historic brick street in desirable Downtown Dunedin. It's ideally located several blocks from the Pinellas Trail, the Dunedin Waterfront, the Historic Downtown District, and TD Stadium, spring training home of the Toronto Blue Jays. It sits on a quiet street with sparse traffic in a NON-flood zone. The home has an attractive curb appeal with tropical landscaping, paved parking pad, 2-car garage, and welcoming front porch with covered entry. It offers a bright, spacious, split bedroom plan with 10' ceilings, natural light, on demand natural gas, and almost 2000 Heated SqFt & 2700 Total SqFt under the roof. Upon entering, a bright foyer leads to incredible living spaces! A gourmet kitchen with ample cabinet and counter space will inspire the culinary enthusiast. It includes a breakfast bar/island, formal dining area, coffee/wine bar, and oversized hidden walk-in pantry. Natural light adorns the adjacent family room which is the PERFECT setting to enjoy a movie or football game. Triple glass sliders lead to a charming outdoor lanai, paved patio with fire pit, and fenced private yard. The abundant indoor and outdoor living spaces make this home GREAT for entertaining! Retreat to the spacious master suite which includes double glass sliders to the lanai, a private master bath, and double walk-in closets... 2 additional bedrooms, a hall bath, a laundry room, and an office/study complete the interior. Upgrades include, KITCHEN: shaker cabinets with hardware and soft close drawers & doors, quartz counters with marble backsplash, stainless steel GE Cafe Profile appliance suite with hood, under cabinet lighting, quartz breakfast island, stainless workstation sink, rattan pendant lights, and custom dry bar with built in microwave & wine fridge, MASTER BATH: large vanity with quartz counters & dual sinks, modern faucets, LED bath mirror, and custom tiled walk-in shower with glass enclosure & 4 rain showerheads, INTERIOR: luxury vinyl flooring, 5" baseboards, 8' doors with hardware, decorative light fixtures & ceiling fans, tray ceilings, recessed lights, and LG washer & dryer, EXTERIOR: hurricane impact windows & doors, paved driveway - front porch - rear lanai & patio with fire pit, partial PVC fencing with north & south gates, 4-zone sprinkler system, and landscaping with new sod. Home also comes with a transferable 1-Year Builder Warranty! Enjoy the Dunedin lifestyle: ride your bike on the Trail, stroll along St Joe's Sound, watch a waterfront sunset over the Marina, or drive your golf cart around Western Dunedin. Other amenities include: beaches, parks, casual & fine dining, roof top bars, micro-breweries, cafes, bike riding, boating, fishing, downtown festivals, concerts, art shows, spring training baseball, championship golf, sunsets, and events at the Community & Fine Art Centers. This is a MUST SEE for buyers seeking a beautiful New Home with an active & vibrant lifestyle. This is a Great Home in a Great Location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,960
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$689
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,286 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,286/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.9%
Days on market
1 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 315% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 439 LOUDEN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 439 LOUDEN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
439 LOUDEN AVENUE FAQs
What would the monthly payment be for 439 LOUDEN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 439 LOUDEN AVENUE?+
The most recent tax bill on record (2025) was $4,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 439 LOUDEN AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $1,350,000, this home is listed about 238% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 439 LOUDEN AVENUE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,350,000 runs 315% above the DUNEDIN 34698 median — but at 1,960 sqft it's also 66% larger than the typical Dunedin listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Dunedin market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of DUNEDIN REALTY LLC · Pete Dagios. MLS #TB8534329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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