
9045 40TH STREET N, PINELLAS PARK, FL, 33782
Active10 days on marketListed Jul 30, 2026MLS #TB8534342
About this home
9045 40TH STREET N
Welcome to this Philodendron Model home known for its oversized 2-Car Garage and 1794 sq ft htd. split bedroom floorplan with 2 bedrooms & 2 bathrooms. The corner lot has manicured landscaping that adds to the charming curb appeal & features driveway pavers, a covered front porch and a rear patio with same pavers installed in 2022. Inside, the home boasts plank styled tile flooring & wide baseboards throughout with windows showcasing plantation shutters. The kitchen has recessed lights, cork flooring, Corean countertops, double sink, pullout drawers & a spacious eat-in area! A breakfast bar seamlessly connects the kitchen to the Family room, which has plenty of natural light coming from the windows. The bonus room has a sliding door to the back patio & can be accessed from either the family room or the kitchen eat-in area. On one side of the home is the guest bedroom with an abundance of closet space & the updated guest bathroom with a shower & 3’ tall vanity. On the other side is the laundry room that has an entrance to the 2-car garage as well as to the primary bathroom with dual sinks and a West Shore Kohler Walk-In Tub featuring a shower, hydrotherapy & air jets. The immense primary bedroom has an 8’x7’ walk-in closet with a closet organizer! Other updates include: Rheem 3 ½ ton 14.30 Seer split h/p with 5kw Heat 9/2020; 50 gal. water heater Proline commercial grade with a timer; Interior painting 7/2026; Hampton Bay Outside lighting flanking garage 2026; Genie garage door opener 2024; Pella Windows 2015; Anderson Window glass front door 2024; Leaf Home Water Solutions Water Filtration System 2/2022; Aluminum front porch cover 8/2016; Tile Roof 4/2021; Hurricane Storm Door Covers for the exterior doors. This Florida home is located in the highly sought-after Mainlands of Tamarac Unit 5, a 55+ Golf Cart Friendly community where the public utilities are underground. For just $343 per month, the association covers water, trash, sewer, internet, two cable boxes, exterior maintenance and lawn care. The community offers a wide range of social activities with its clubhouse, pool (geothermal temperature-controlled maintained at approximately 88 degrees, weather permitting) and active social clubs. Unit 5 allows two pets (dog/cat) with a 35lb weight limit when fully grown. 1 permanent resident in the home does need to be 55+ with other permanent residents in the same home being at least 40. The family owned, Mainlands Golf Course, a public Par 67 ‘Florida Links’ style course is located within the Mainlands. Mainlands is situated within the City of Pinellas Park, which is centrally located, offering residents easy access to everything the Tampa Bay area has to offer. You’ll be just a short drive from world-famous Gulf beaches, shopping, restaurants, and major airports, including Tampa International and St. Pete-Clearwater. The area’s convenient proximity to Bay Area bridges makes travel throughout the region effortless. For those looking for an active adult lifestyle, Pinellas County is a dream destination. With its numerous parks, golf courses, cultural venues, and recreational activities, there is never a shortage of things to do. The thriving community atmosphere and beautiful year-round weather make Pinellas Park a highly desirable place to call home. This is the perfect opportunity to enjoy affordable, low-maintenance living in a vibrant community. Don’t miss out on the chance to make this your next Florida home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,794
Sqft
0.21 ac
Lot size
2
Garage
1980
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,892 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,892/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Pinellas Park actives
$211 vs $223
Days on market
10 vs 39 typical
Where $211/sqft sits among the 224 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
102 of 224
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 9045 40TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$240,000
9124 39TH LANE N UNIT 5 · same community
2 bd · 2 ba · 1,794 sqft · $134/sqft · 7 DOM
Sold · Nov ’25$425,000
9218 39TH LANE N · same community
3 bd · 2 ba · 1,776 sqft · $239/sqft · 40 DOM
Sold · May ’26$280,000
9128 39TH WAY N UNIT 0 · same community
2 bd · 2 ba · 1,776 sqft · $158/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9045 40TH STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9045 40TH STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9045 40TH STREET N FAQs
What would the monthly payment be for 9045 40TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,892/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9045 40TH STREET N?+
The most recent tax bill on record (2025) was $3,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9045 40TH STREET N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $379,000, this home is listed about 23% above the Pinellas Park median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9045 40TH STREET N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Tami Scheele. MLS #TB8534342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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