CENTURY 21 Edge
$143,0002 bd1 ba1,028 sqft$139 /sqft$1,759 /mo all-in ↓

952 VIRGINIA STREET UNIT 207, DUNEDIN, FL, 34698

Active1 days on marketListed Aug 7, 2026MLS #TB8535459

Priced 56% below the DUNEDIN 34698 medianCondominiumHEATHER LAKE APTS CONDO

About this home

952 VIRGINIA STREET UNIT 207

Virtually Staged Photos - Welcome to effortless Florida living in one of Dunedin's most desirable 55+ communities! NO FLOOD ZONE. Building K is the Highest Elevation in the community and this unit has the best Carport Spot right next to the Elevators !! This beautifully updated 2-bedroom, 1-bathroom second-floor condominium offers the perfect combination of comfort, style, and convenience with elevator access. Step inside to discover a bright, inviting interior featuring a tastefully renovated kitchen and updated bathroom, along with luxury flooring in the Great Room. Enjoy peace of mind with major recent updates, including: New Roof and exterior building painted (2024) A/C (April 2023) Water Heater (March 2023) Enclosed Lanai (2026) – the ideal space to enjoy your morning coffee, afternoon reading, or evening cocktails year-round. Residents enjoy a variety of resort-style amenities designed for an active and social lifestyle, including a sparkling community pool, clubhouse, and shuffleboard, Plus, you'll love having eight brand-new pickleball courts right next door making it easy to stay active and connect with neighbors. Minutes to Downtown Dunedin, the Pinellas Trail, Honeymoon Island and Clearwater Beach. Offered at an attractive price, this move-in-ready condo presents an outstanding opportunity to enjoy the charm, coastal beauty, and vibrant lifestyle that make Dunedin one of Florida's most sought-after communities. Whether you're looking for a full-time residence or a seasonal retreat, this home checks all the boxes. Monthly fee includes basic cable and internet, insurance on the building, water, sewer, trash

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,028

Sqft

1977

Year built

One

Levels

$139

Per sqft

55+ community

Inside

FlooringCarpet · Laminate
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesWest
ExteriorCourtyard · Irrigation System · Lighting · Outdoor Grill

Community & fees

HOA fee$564/mo
Taxes (2025)$1,554/yr
PetsNo
CommunityClubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,759 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$842
FHA mortgage insurance (est.)$63
Property tax — 2025 actual bill$130
Condo fee — from the listing$564
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,005Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,005
Interest rate6.00%
Loan term

Estimated payment

$1,759/mo

Principal & interest$842
FHA mortgage insurance (est.)$63
Property taxes (actual bill)$130
HOA / condo fee$564
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $143K
$137KedgeAI estimate $164,888 · range $152K$188K$195K

vs edgeAI estimate

−13.3%

$/sqft vs HEATHER LAKE APTS CONDO

$139 vs $161

Days on market

1 vs 46 typical

Where $139/sqft sits among the 12 homes for sale in HEATHER LAKE APTS CONDO

1
4 · this home
3
0
3
1
$113–132$132–151$151–171$171–190$190–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heather Lake

Map of 952 VIRGINIA STREET UNIT 207 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Heather Lake — neighborhood snapshot

Population

371

Median age

64

Median income

$56,125

Median home value

$153,900

Avg household

2

Households w/ children

17%

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★
ElementaryGarrison-Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$455K$463K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

6 of 12

HEATHER LAKE APTS CONDO have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $143,000 · 1 days on market since
1977Built · HEATHER LAKE APTS CONDO

Reality check

What actually sold near 952 VIRGINIA STREET UNIT 207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

960 VIRGINIA STREET UNIT 201Sold · Feb ’26

$88,000

960 VIRGINIA STREET UNIT 201 · same community

2 bd · 2 ba · 1,040 sqft · $85/sqft · 39 DOM

930 VIRGINIA STREET UNIT 201Sold · Nov ’25

$180,000

930 VIRGINIA STREET UNIT 201 · same community

2 bd · 2 ba · 1,040 sqft · $173/sqft · 306 DOM

841 PATRICIA AVENUE UNIT 202Sold · Mar ’26

$148,000

841 PATRICIA AVENUE UNIT 202 · same community

2 bd · 1 ba · 1,010 sqft · $147/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 952 VIRGINIA STREET UNIT 207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 952 VIRGINIA STREET UNIT 207 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

952 VIRGINIA STREET UNIT 207 FAQs

What would the monthly payment be for 952 VIRGINIA STREET UNIT 207?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,759/mo — principal and interest, the actual property-tax bill, the $564/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 952 VIRGINIA STREET UNIT 207?+

The association fee works out to $564 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 952 VIRGINIA STREET UNIT 207?+

The most recent tax bill on record (2025) was $1,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 952 VIRGINIA STREET UNIT 207?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $143,000, this home is listed about 64% below the Dunedin median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 952 VIRGINIA STREET UNIT 207?+

Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DUNEDIN 34698 market on paper

$143,000 is 56% below the DUNEDIN 34698 median of $324,950, and at $139/sqft it sits under the Dunedin average of $325.

02Know the monthly fee

The association fee is $564/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 1 day on market in a Dunedin market that averages 46 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ELITE REALTY · Tammy McCurdy. MLS #TB8535459.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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