
4419 SWIFT CIRCLE, VALRICO, FL, 33596
Active0 days on marketListed Aug 12, 2026MLS #TB8536198
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Upcoming open house
Sun, Aug 16
12:00 PM – 3:00 PM
Hosted by Diane Trim
About this home
4419 SWIFT CIRCLE
Welcome to this exceptional home in the highly sought-after Links of Bloomingdale, where luxury, comfort, and resort-style living come together on an oversized golf course cul-de-sac lot. This 4-bedroom, 3-bath home with a bonus room offers one of the community's most desirable open-concept floor plans for effortless living and entertaining. Step through elegant leaded glass double doors into a dramatic 12-foot foyer where abundant natural light highlights rich hardwood floors, crown molding, plantation shutters, and updated lighting throughout the spacious living and dining rooms. Beveled glass sliding doors frame breathtaking views of the lanai, sparkling pool, and fairway beyond. French doors open to a private office with custom built-in shelving that can also serve as a fourth bedroom with the addition of a wardrobe. At the heart of the home is a chef's kitchen featuring white cabinetry, granite countertops, double wall ovens, a flat-top cooktop, built-in microwave, new dishwasher, a built-in desk, and a spacious pantry. The kitchen flows into the expansive family room, where a gas fireplace with a custom tile surround, illuminated niches, and built-in shelving creates a warm gathering space. The spacious owner's retreat features a tray ceiling, two walk-in closets, and a luxurious ensuite with a dual-sink granite vanity, private water closet, seamless glass shower, and elegant freestanding slipper tub. The split-bedroom design includes two additional spacious bedrooms plus two flexible rooms that can serve as a fourth and fifth bedroom, office, or hobby space. Beveled-glass sliding doors open to the screened lanai with a PebbleTec® saltwater pool, two heated spillover spas, and a covered outdoor kitchen with a sink. The partially fenced backyard overlooks the 6th green, offering beautiful golf course views and ample space for pets, play, and entertaining. Originally the model home's sales office, the climate-controlled bonus room offers a private exterior entrance, sink, and front window, making it ideal for a home office, business, fitness room, media room, or hobby space. Recent updates include three remodeled bathrooms with floor-to-ceiling designer tile and modern fixtures, a 2026 refurbished air handler with UV light, and a 2017 roof and A/C compressor. Additional features include a mini-split A/C in the primary suite, tankless gas water heater, plantation shutters, Night Owl security cameras, water softener, Bluetooth speakers in the guest bath, surround sound in the family room and lanai, an electrical interlock kit for generator connection, a leased 250-gallon propane tank serving the fireplace, water heater and spa heater, plus a recently replaced garage door opener and spring. Whether entertaining by the pool, enjoying morning coffee overlooking the golf course, or relaxing in the heated spas at sunset, this exceptional home offers the luxury, flexibility, and Florida lifestyle you've been searching for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,052
Sqft
0.72 ac
Lot size
2
Garage
1997
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,523 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,523/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
Days on market
0 vs 36 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4419 SWIFT CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4419 SWIFT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4419 SWIFT CIRCLE FAQs
What would the monthly payment be for 4419 SWIFT CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,523/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4419 SWIFT CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4419 SWIFT CIRCLE?+
The most recent tax bill on record (2025) was $7,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4419 SWIFT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $639,900, this home is listed about 35% above the Valrico median of $474,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$639,900 runs 35% above the Valrico median — but at 3,052 sqft it's also 37% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Valrico market that averages 36 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Daniel Henzler. MLS #TB8536198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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