35127 ZEPHYR SHORES DRIVE, ZEPHYRHILLS, FL, 33541
Active10 days on marketListed Aug 5, 2026MLS #TB8536208
About this home
35127 ZEPHYR SHORES DRIVE
Don't miss this opportunity to own a vacant lot in the desirable 55+ community of Zephyr Shores! The previous home has recently been removed, making this property ready for your new manufactured home. The lot qualifies for impact fee credits due to the prior residence; buyers are encouraged to verify any available credits directly with the Pasco County Building and Zoning Department. The property is served by public water and sewer and is conveniently located near medical facilities, hospitals, pharmacies, restaurants, shopping, and provides easy access to the interstate. Enjoy affordable Florida living with a low HOA fee of just $50/month, which includes access to the community clubhouse, swimming pool, shuffleboard courts, a variety of community activities, and even trash pickup. Call today for more information or to schedule a viewing!
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyr Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Zephyr Shores — neighborhood snapshot
Population
646
Median age
73
Median income
$57,730
Median home value
$84,400
Avg household
2
Households w/ children
25%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35127 ZEPHYR SHORES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$95,000
35012 DALE AVENUE · same community
2 bd · 2 ba · 732 sqft · $130/sqft · 102 DOM
Sold · Oct ’25$84,900
35128 DALE AVENUE · same community
2 bd · 2 ba · 852 sqft · $100/sqft · 167 DOM
Sold · Aug ’25$73,000
35209 ADA AVENUE · same community
2 bd · 1 ba · 900 sqft · $81/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35127 ZEPHYR SHORES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35127 ZEPHYR SHORES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35127 ZEPHYR SHORES DRIVE FAQs
What would the monthly payment be for 35127 ZEPHYR SHORES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $550/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35127 ZEPHYR SHORES DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35127 ZEPHYR SHORES DRIVE?+
The most recent tax bill on record (2025) was $1,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35127 ZEPHYR SHORES DRIVE?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $34,900, this home is listed about 89% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 35127 ZEPHYR SHORES DRIVE?+
New River Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BILL NYE REALTY · Michael Hines. MLS #TB8536208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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