
5745 13TH STREET, ZEPHYRHILLS, FL, 33542
Active3 days on marketListed Aug 7, 2026MLS #TB8536308
About this home
5745 13TH STREET
Virtually Staged. Your new home awaits, resting on nearly 1/4 acre in a central Zephyrhills location with no HOA. This 3 bedroom, 2 bath residence presents a metal roof, a fenced backyard, a storage shed, and a move-in ready interior. Arrive to a charming painted brick exterior with a covered entryway and plenty of room for a rocking chair or two. Inside, easy to maintain tile flooring runs throughout the entire home and it was freshly painted in 2025. A light and bright living room with a ceiling fan and coat closet flows easily into the dining room, that also has a ceiling fan, and a sliding glass door to the screened back porch making dining and entertaining easy indoors or outside. The kitchen extends right off of the dining space and offers a 2025 range and microwave, a 2024 dishwasher, a refrigerator, wood cabinetry, and granite countertops. Placed on the opposite side of the home from the secondary bedrooms for ample privacy, the primary bedroom features built in shelving, a built in closet, and a full ensuite bathroom that makes creative use of the space. The laundry connection is in the primary bedroom as well sharing a sink with the ensuite. Across the home, two generous guest bedrooms sit near the home's second full bathroom with a solid surface vanity and a tub/shower combination. Outside you can relax and unwind in an expansive backyard that is fully fenced. There is a covered and screened back porch, an open patio for grilling or soaking in the sun, a storage shed- currently storing the home’s hurricane shutters, and a lush lawn for play! A clear 4 point inspection completed May 2026 is available and shows 2017 Metal Roof | 2008 AC | 2010 Water Heater. Call today for your private viewing of this excellent opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,490
Sqft
0.23 ac
Lot size
1969
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs CITY ZEPHYRHILLS
$191 vs $202
Days on market
3 vs 49 typical
Where $191/sqft sits among the 13 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
8 of 13
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5745 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$330,000
5835 & 5839 12TH STREET · same community
3 bd · 2 ba · 1,536 sqft · $215/sqft · 6 DOM
Sold · Oct ’25$269,900
38323 11TH AVENUE · same community
3 bd · 2 ba · 1,360 sqft · $198/sqft · 53 DOM
Sold · Jan ’26$215,000
5527 9TH STREET · same community
4 bd · 2 ba · 1,674 sqft · $128/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5745 13TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5745 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5745 13TH STREET FAQs
What would the monthly payment be for 5745 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5745 13TH STREET?+
The most recent tax bill on record (2025) was $4,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5745 13TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $284,900, this home is listed about 12% below the Zephyrhills median of $322,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5745 13TH STREET?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Makenzie Brown. MLS #TB8536308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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