
2962 PINE CONE CIRCLE, CLEARWATER, FL, 33760
Active0 days on marketListed Aug 18, 2026MLS #TB8536979
About this home
2962 PINE CONE CIRCLE
COMING SOON! Location stands out at 2962 Pine Cone Circle. Tucked away at the end of a quiet cul-de-sac, this 1,408-square-foot corner townhome offers three bedrooms and 2.5 baths, including a convenient half bath downstairs. The home has been updated with LVP flooring, interior paint, stair railings, fixtures, an updated bathroom and select kitchen improvements. Additional highlights include hurricane-impact windows installed in 2018, a 2020 air-conditioning system, a roof replaced by the association in 2021 and Flood Zone X. French doors open to a private fenced backyard and patio, creating an easy connection between indoor and outdoor living. The home also includes exterior storage, two dedicated covered carport spaces and nearby guest parking. Eastwood Pines offers a community pool, tennis court, sidewalks and nature trails. Cove Cay Golf Club is within walking distance, and the Fred Marquis Pinellas Trail is approximately five miles away. Convenient to shopping, dining, major roadways, St. Pete-Clearwater International Airport, Tampa Bay and area beaches. Welcome home!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,408
Sqft
0.01 ac
Lot size
1973
Year built
Two
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Eastwood Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Eastwood Shores — neighborhood snapshot
Population
1,261
Median age
49
Median income
$83,180
Median home value
$226,230
Avg household
2
Households w/ children
105
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2962 PINE CONE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2962 PINE CONE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2962 PINE CONE CIRCLE FAQs
What would the monthly payment be for 2962 PINE CONE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,439/mo — principal and interest, the actual property-tax bill, the $789/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2962 PINE CONE CIRCLE?+
The association fee works out to $789 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2962 PINE CONE CIRCLE?+
The most recent tax bill on record (2025) was $3,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2962 PINE CONE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $189,000, this home is listed about 32% below the Clearwater median of $275,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2962 PINE CONE CIRCLE?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $789/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Listed today in a Clearwater market that averages 54 — if it fits, move quickly.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Alex Velez. MLS #TB8536979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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