2308 1ST STREET UNIT 1, INDIAN ROCKS BEACH, FL, 33785
Active9 days on marketListed Aug 10, 2026MLS #TB8537051
About this home
2308 1ST STREET UNIT 1
Welcome to effortless coastal living in the heart of Indian Rocks Beach! This beautifully updated 2-bedroom, 1-bath condominium is being offered fully furnished and truly move-in ready. Located in a quiet, comfortable eight-unit building, this property offers a relaxed residential feel while keeping you just steps from everything that makes beach living special. The community features a heated swimming pool, perfect for enjoying year-round, while public beach access is conveniently located directly across the street. Within moments, you can have your toes in the sand and enjoy the beautiful Gulf waters and sunsets Indian Rocks Beach is known for. Inside, the condominium has been fully updated and thoughtfully furnished, creating an easy, turnkey opportunity for a full-time residence or Florida beach getaway. Simply bring your suitcase and start enjoying the coastal lifestyle. Indian Rocks Beach is loved for its laid-back, small-town beach atmosphere and outstanding local restaurant scene. From fresh Gulf seafood and waterfront dining to casual beach bars, coffee shops, and neighborhood favorites, there are plenty of options nearby to enjoy without leaving the island. Ideally positioned along Florida's Gulf Coast, Indian Rocks Beach also provides convenient access to Clearwater Beach, downtown Clearwater, St. Petersburg, Tampa Bay area attractions, shopping, entertainment, and major airports. Quiet, comfortable, fully furnished, and just across the street from the beach—this is your opportunity to live every day like you're on vacation.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
690
Sqft
0.24 ac
Lot size
1964
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$4 vs $646
Days on market
9 vs 85 typical
Where $4/sqft sits among the 88 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
47 of 88
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2308 1ST STREET UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
2308 1ST STREET UNIT 2 · same community
2 bd · 1 ba · 690 sqft · $435/sqft · 131 DOM
Sold · Jun ’26$335,000
2308 1ST STREET UNIT 1 · same community
2 bd · 1 ba · 690 sqft · $486/sqft · 96 DOM
Sold · Jun ’26$895,000
960 GULF BOULEVARD UNIT 1
2 bd · 2 ba · 640 sqft · $1,398/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2308 1ST STREET UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2308 1ST STREET UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2308 1ST STREET UNIT 1 FAQs
What would the monthly payment be for 2308 1ST STREET UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2308 1ST STREET UNIT 1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $2,595, this home is listed about 100% below the Indian Rocks Beach median of $749,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2308 1ST STREET UNIT 1?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$2,595 is 100% below the INDIAN ROCKS BEACH 33785 median of $725,000, and at $4/sqft it sits under the Indian Rocks Beach average of $700.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Mike Daquino. MLS #TB8537051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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