1821 OAK LAKE DRIVE, CLEARWATER, FL, 33764
Active8 days on marketListed Aug 10, 2026MLS #TB8537187
About this home
1821 OAK LAKE DRIVE
Fabulous Mid-Century Modern 3 bedroom, 3 bath Pool home located approximately 5 miles to Clearwater Beach! As you drive up notice the charming circular driveway, covered pavered porch, & upgraded landscaping!! There is an oversized 2-car garage. Expect to be WOWED!! The roof was replaced in 2025, new septic (with tank with in-ground pump and 3 cleanouts), new drain fields 2025, central heat & air replaced in 2022, hot water heater new in 2022, all new plumbing in 2025, kitchen remodeled in 2021, baths updated, & wood-like laminate throughout (with the exception of the baths which are tile). A new heated pool was added in December of 2023!! Pool features a large sun shelf w/ umbrella, LED bubbler and lighting, control pool heater remotely with Jandy app from phone. The shed was added for pool storage / pool house! Notice the generous yard space ... recently sodded and a new vinyl fence was added. Plenty of room for backyard activities and room to play. Floor plan is very versatile ... owners have living room area set up as a wine room. Family room also has room for an office area! The kitchen features floor to ceiling cabinets, subway tile backsplash, wood cabinets, quartz counters, stainless appliances, & ceiling has shiplap millwork. There is also shiplap paneling in the dining and family walls. This homes offers an open floor plan ... great for entertaining. The family room features a beamed ceiling, charming brick wall with free-standing fireplace, & French doors leading to a pavered deck and inviting heated pool area! Majority of all interior doors have been replaced. Both the hallways leading to primary bedroom and secondary bedrooms have charming built-in cabinets. The primary suite features 2 walk-in closets. There are 2 primary suites ... both feature ensuite bathrooms. Tile flooring in both baths and shower flooring is new. Both the primary suite and family room have shutters for the window treatments. Home has a Levven automated control system to turn interior lights on & off remotely from phone. There are no HOA fees! The oversized 2-car garage is 21.7' X 25.7'! Owners lender does not require them to have flood insurance, survey attached in mls! Owners say they had no issues with flooding during hurricanes of 2024!! Great location close to Clearwater Beach & Honeymoon Island!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,073
Sqft
0.23 ac
Lot size
2
Garage
1959
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,532 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,532/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs Clearwater actives
$318 vs $225
Days on market
8 vs 54 typical
Where $318/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 206% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1821 OAK LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$475,000
1847 OAK LAKE DRIVE · same community
3 bd · 2 ba · 1,899 sqft · $250/sqft · 58 DOM
Sold · Apr ’26$487,000
2139 SW 22nd Circle N, Okeechobee FL 34974 · same community
3 bd · 2 ba · 1,777 sqft · $274/sqft · 6 DOM
Sold · Oct ’25$375,000
1015 WILLOWBRANCH AVENUE · same community
3 bd · 2 ba · 1,757 sqft · $213/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1821 OAK LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1821 OAK LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1821 OAK LAKE DRIVE FAQs
What would the monthly payment be for 1821 OAK LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,532/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1821 OAK LAKE DRIVE?+
The most recent tax bill on record (2025) was $6,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1821 OAK LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $659,900, this home is listed about 139% above the Clearwater median of $275,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1821 OAK LAKE DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$659,900 runs 206% above the CLEARWATER 33764 median — but at 2,073 sqft it's also 64% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Kathy Muscatell. MLS #TB8537187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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