48 CACTUS STREET, HOMOSASSA, FL, 34446
Active1 days on marketListed Aug 12, 2026MLS #TB8537345
About this home
48 CACTUS STREET
Honey stop the car, this is the one! Beautiful 3 bedroom, 2 bath home on over a quarter of an acre! No rear neighbors and extended driveway for family and friends. Beautiful lot with oversized covered/screened rear porch. Newer Roof (2023), Newer AC (2024), Tankless Water Heater (2025), Water Softener (2023). Turnkey home with large living room and master bedroom. Master bath has double vanities and large walk-in closet. Upgraded walk-in shower and tile make this bathroom a must have. Two bedrooms in front with full bath in between. Very functional layout with this home. Chef's kitchen with upgraded appliances and solid countertops perfect for entertaining. Close to shopping, great schools and entertainment. Schedule a showing today - won't last!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,529
Sqft
0.28 ac
Lot size
2
Garage
2004
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs SUGARMILL WOODS OAK VILLAGE
$196 vs $168
Days on market
1 vs 63 typical
Where $196/sqft sits among the 35 homes for sale in SUGARMILL WOODS OAK VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Oak Village At Sugarmill Woods — neighborhood snapshot
Population
2,929
Median age
71
Median income
$74,236
Median home value
$314,145
Avg household
2
Households w/ children
135
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
20 of 35
SUGARMILL WOODS OAK VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 48 CACTUS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$286,500
52 GREENPARK BOULEVARD · same community
3 bd · 2 ba · 1,624 sqft · $176/sqft · 79 DOM
Sold · Jul ’26$235,000
64 VILLAGE CENTER DRIVE · same community
3 bd · 2 ba · 1,898 sqft · $124/sqft · 4 DOM
Sold · Jun ’26$342,000
34 LUPINE STREET · same community
3 bd · 2.5 ba · 1,949 sqft · $175/sqft · 408 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 48 CACTUS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 48 CACTUS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
48 CACTUS STREET FAQs
What would the monthly payment be for 48 CACTUS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,382/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 48 CACTUS STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 48 CACTUS STREET?+
The most recent tax bill on record (2025) was $3,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 48 CACTUS STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $300,000, this home is listed about 14% below the Homosassa median of $347,700. The market section on this page shows how the area is trending.
Which schools are assigned to 48 CACTUS STREET?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$300,000 runs 20% above the HOMOSASSA 34446 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Homosassa market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Shane Riley. MLS #TB8537345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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