8923 N 40TH STREET, TAMPA, FL, 33604
Active3 days on marketListed Aug 10, 2026MLS #TB8537400
About this home
8923 N 40TH STREET
Welcome home to this beautifully maintained 1-bedroom, 1-bath apartment in a convenient Tampa location. This bright and inviting unit offers a comfortable living space with an open layout, a functional kitchen with ample cabinet storage, and easy-to-maintain flooring throughout. Water included. Coin laundry room on site. Located just minutes from Busch Gardens, the University of South Florida (USF), I-275, shopping, dining, and public transportation, this apartment provides quick access to everything Tampa has to offer. $75 App fee/adult, security deposit equal to one month's rent, $300 non-refundable pet fee each pet, $75 tenant annual processing fee per household after acceptance, renter's insurance required.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
500
Sqft
0.28 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $299
Days on market
3 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8923 N 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$135,000
8713 N 39TH STREET · same community
2 bd · 1 ba · 624 sqft · $216/sqft · 5 DOM
Sold · Mar ’26$320,000
8416 N 39TH STREET · same community
3 bd · 2 ba · 1,102 sqft · $290/sqft · 140 DOM
Sold · Apr ’26$298,000
8616 N ORANGEVIEW AVENUE · same community
3 bd · 2 ba · 1,120 sqft · $266/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8923 N 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8923 N 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8923 N 40TH STREET FAQs
What would the monthly payment be for 8923 N 40TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8923 N 40TH STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,095, this home is listed about 100% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8923 N 40TH STREET?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33604 market on paper
$1,095 is 100% below the TAMPA 33604 median of $367,900, and at $2/sqft it sits under the Tampa average of $344.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a Tampa market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DENNIS REALTY PROPERTY MGMT. · Kelly Lamplugh. MLS #TB8537400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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