
12326 DEEP CREEK DRIVE, SPRING HILL, FL, 34609
Active2 days on marketListed Aug 27, 2026MLS #TB8537681
About this home
12326 DEEP CREEK DRIVE
Virtually Staged. Room to breathe on a FULLY FENCED HALF ACRE in Spring Hill — with NO HOA and NO CDD. Built in 2024, this 4-BEDROOM, 3-BATH, 2,088 SF single-story home in Hernando County pairs like-new construction with the kind of land buyers rarely find. Enter through an OVERSIZED 16-FOOT DOUBLE GATE to EXTENSIVE CONCRETE PARKING — a third driveway with room for a boat, an RV, a trailer, or three more vehicles — plus a 2-CAR GARAGE. Black aluminum fencing frames the front; tall HORIZONTAL PRIVACY FENCING wraps the rest, with two additional rear gates. Inside, a TRUE OPEN GREAT ROOM flowing to a dining area and an island kitchen with QUARTZ COUNTERTOPS, 42-inch cabinetry, stainless appliances and a WALK-IN PANTRY. LUXURY VINYL PLANK FLOORING runs THROUGHOUT — including all three baths. A SPLIT BEDROOM PLAN places the owner's suite privately apart, with its own TRAY CEILING, WALK-IN CLOSET, DUAL VANITIES and a TILED WALK-IN SHOWER. Three additional bedrooms, two more full baths, a dedicated INSIDE LAUNDRY ROOM and HIGH CEILINGS complete the layout. Outside is where this property separates itself. A COVERED REAR LANAI opens to a HUGE OPEN PATIO and half an acre of open, usable, fully enclosed lawn — room for a POOL, an outdoor kitchen, a play set, a garden, and gatherings of any size. FULL GUTTER SYSTEM. Location delivers, as well. Veterans Memorial Park is under a mile. A 24-hour ER is about 4 minutes away, Publix about 5, and the SUNCOAST PARKWAY roughly 8 minutes — a straight run to Tampa's Westshore district and TPA in about 45–50. Weeki Wachee Springs is about 13 minutes; Gulf beaches and boat ramps under 20. Like New construction. Half an acre. Gated and fenced. Minutes from everything. What would you add in the backyard once it’s yours?
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,088
Sqft
0.5 ac
Lot size
2
Garage
2024
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.9%
$/sqft vs SPRING HILL
$239 vs $197
Days on market
2 vs 43 typical
Where $239/sqft sits among the 308 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
159 of 308
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12326 DEEP CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Sold · Nov ’25$304,000
1251 MCNEAL ROAD · same community
4 bd · 2 ba · 1,840 sqft · $165/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12326 DEEP CREEK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12326 DEEP CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12326 DEEP CREEK DRIVE FAQs
What would the monthly payment be for 12326 DEEP CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12326 DEEP CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12326 DEEP CREEK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $499,999, this home is listed about 47% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12326 DEEP CREEK DRIVE?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Catalina Roman. MLS #TB8537681.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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