CENTURY 21 Edge
$299,900$329,9003 bd2 ba1,260 sqft$238 /sqft$2,522 /mo all-in ↓

1636 SE ARAPAHO AVENUE, STUART, FL, 34994

Active33 days on marketListed Aug 19, 2026MLS #TB8537792

Reduced $30KSingle Family ResidenceLAWLER HEIGHTS

About this home

1636 SE ARAPAHO AVENUE

Virtually Staged. 1636 SE Arapaho Ave is a 3 bedroom, 2 bathroom single-family home with 1,260 square feet of living space on a 0.172 acre lot, approximately 7,492 square feet, in the Lawler Heights neighborhood of Stuart, Martin County, Florida 34994. Built in 1971. Single story. Concrete block construction. City water and city sewer. No HOA. The three items that decide whether a 1971 house is worth owning are the roof, the cooling and the water heater, and all three are already handled here. The shingle roof was redone approximately six years ago in 240 to 260 pound composition shingle. In Florida, roof age is the first question that comes up on a house from this era, and on this one it is already answered. Central air conditioning serves the whole house from a condenser at the rear wall. The water heater is new, and it sits in an interior closet rather than mounted outside where the weather gets to it. That is the expensive end of a house this age, done, with no timeline hanging over it. The house is concrete block rather than frame, which is what holds up best in this market for a house from this era. It is a single story plan with no stairs and no second floor structure to maintain. There is no carpet anywhere in the house. Tile runs through every room, including all three bedrooms, which is not typical for this age of house, where bedrooms were almost always carpeted. Flooring is usually the first thing that has to be spent on in a house like this, and here it is already done, with nothing to pull out and nothing that holds humidity. This is a true 3 bedroom, 2 full bathroom plan, not a 3 bedroom with one and a half baths. Both bathrooms are full baths and they are configured differently, one with a tub and shower combination and one with a walk in shower, so the two are not interchangeable and nobody is queued behind a single shower. All three bedrooms have their own closets. The living room, kitchen and dining area connect as one open run through the middle of the house, and sliding glass doors open from the dining area to the back yard, so the main living space works as one connected area rather than a series of small closed rooms. The washer and dryer are in place in a separate interior laundry room off the kitchen, which also holds the electrical panel. A dedicated laundry room inside the air conditioned space, rather than a hookup in a hallway closet or on an exterior wall, is not standard in a house this size. The kitchen is set up with a full size electric range and oven, a built in microwave, a refrigerator and a tall pantry cabinet, so the appliance package is already there. There is no HOA, which means no dues, no association approval process and no architectural review. The property is on city water and city sewer, so there is no well pump to replace, no water treatment equipment and no septic tank or drainfield to maintain. The 0.172 acre lot has grass front and back, a concrete driveway, a concrete patio off the rear sliding doors and a tree line along the rear property line, so there is usable open space behind the house. There is no pool and no garage, so there is no pool equipment and no pool service to carry. Lawler Heights is a Stuart 34994 neighborhood of single story concrete block houses on wide residential streets, with no homeowners association. Stuart is the county seat of Martin County and sits on Florida's Treasure Coast, with downtown Stuart, the St. Lucie River waterfront, shopping and dining all within the city.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,260

Sqft

0.17 ac

Lot size

1971

Year built

One

Levels

$238

Per sqft

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSoutheast
ParkingDriveway
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2025)$5,564/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,522 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$464
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,522/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$464
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$250KedgeAI estimate $316,291 · range $260K$425K$442K

vs edgeAI estimate

−5.2%

Days on market

33 vs 5 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eldorado Heights

Get to know Stuart. See the full Stuart guide →

Eldorado Heights — neighborhood snapshot

Population

589

Median age

41

Median income

$54,333

Median home value

$284,000

Avg household

3

Households w/ children

49%

For the school run

Martin County School District

ElementaryJ. D. Parker School Of Technology★★★★
MiddleStuart Middle School★★★★★
HighJensen Beach High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$640K$72K

Stuart median sold, yr/yr

91.7%

Sale-to-list ratio (12 mo)

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $299,900 $30K
Aug 19, 2026Listed at $329,900 · 33 days on market since
1971Built · LAWLER HEIGHTS

Reality check

What actually sold near 1636 SE ARAPAHO AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 SE 8TH STREETSold · Apr ’26

$290,000

913 SE 8TH STREET

3 bd · 2 ba · 1,350 sqft · $215/sqft · 0 DOM

1900 S KANNER HIGHWAY UNIT 5-204Sold · Jul ’26

$72,000

1900 S KANNER HIGHWAY UNIT 5-204

2 bd · 2 ba · 1,032 sqft · $70/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1636 SE ARAPAHO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1636 SE ARAPAHO AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1636 SE ARAPAHO AVENUE FAQs

What would the monthly payment be for 1636 SE ARAPAHO AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,522/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1636 SE ARAPAHO AVENUE?+

The most recent tax bill on record (2025) was $5,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Stuart?+

At $299,900, this home is listed about 27% below the Stuart median of $409,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1636 SE ARAPAHO AVENUE?+

J. D. Parker School Of Technology (elementary), Stuart Middle School (middle), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

33 days on market against a Stuart median of 5 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

J. D. Parker School Of Technology, Stuart Middle School, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $329,900, now $299,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of SILVER DOOR REALTY LLC · Michelle Paez. MLS #TB8537792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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