
6440 TIDELINE DRIVE, APOLLO BEACH, FL, 33572
Active1 days on marketListed Aug 12, 2026MLS #TB8538085
About this home
6440 TIDELINE DRIVE
Welcome to this spectacular Home in Waterset, perfectly positioned on an exceptional waterfront homesite overlooking one of the largest ponds in the community. Offering more than 4,176 square feet of heated and cooled living space, this impressive residence combines luxury, functionality, and an incredible resort-style outdoor oasis. Featuring 4 bedrooms, 3.5 bathrooms, a dedicated office, bonus room, media room, and 3-car garage, this home offers generous space for both everyday living and entertaining. Soaring 21-foot ceilings in the main living areas create a dramatic sense of openness, while oversized sliding glass doors showcase beautiful water views and seamlessly connect the interior to the outdoor living space. At the heart of the home is an exceptional gourmet kitchen, thoughtfully upgraded with leathered Dolomite countertops, Level 6 lacquered cabinetry, double-sided island storage, 42-inch upper cabinetry, glass tile backsplash, LED under-cabinet lighting, and an extended bar area with wine refrigerator. The kitchen is equipped with a 36-inch gas cooktop and vent hood, wall-mounted oven and microwave, and stainless-steel KitchenAid refrigerator, which conveys with the home. A spacious walk-in pantry and beautifully upgraded laundry room are conveniently located nearby. Step outside and experience the true centerpiece of this property—a private waterfront outdoor oasis designed for year-round Florida living and entertaining. The custom outdoor kitchen features granite countertops, an 18-inch Kamado Joe smoker, 36-inch natural gas grill with rotisserie, Summit outdoor refrigerator, wine refrigerator, DCS stainless-steel storage drawers and doors, and a large outdoor sink. The spectacular 18,000-gallon PebbleTec pool and spa features a large round spa, two decorative water bowls, LED-lighted bubblers, five LED pool lights, a variable-speed pool pump, an independent secondary spa pump, and an industrial natural gas pool/spa heater. The entire setting is complemented by silver travertine pavers, multiple seating areas, and a panoramic-view screen enclosure, allowing you to enjoy the expansive pond views from virtually every angle. The oversized primary suite is a private retreat with beautiful views of the pool and waterfront. Custom built-out California Closets provide exceptional storage, while the primary bathroom features a large garden tub, walk-in shower, dual vanities, and granite countertops. The massive great room, with its dramatic 21-foot ceilings, provides an impressive gathering space and is pre-wired for surround sound throughout the main floor and pool area. The home is also pre-plumbed for an indoor natural gas fireplace. Meticulously maintained and extensively upgraded, this Gasparilla floor plan offers an outstanding combination of luxury finishes, generous living spaces, waterfront views, and resort-style outdoor living. Residents of Waterset enjoy an incredible lifestyle with five community pools, two clubhouses, a café, dog park, amphitheater, splash pad, tennis courts, basketball courts, volleyball courts, pickleball courts, miles of trails, and more. Conveniently located near shopping, dining, major roadways, and Downtown Tampa.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,176
Sqft
0.2 ac
Lot size
3
Garage
2015
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$2 vs $223
Days on market
1 vs 51 typical
Where $2/sqft sits among the 376 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Waterset — neighborhood snapshot
Population
6,572
Median age
36
Median income
$121,993
Median home value
$425,364
Avg household
3
Households w/ children
975
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
217 of 376
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6440 TIDELINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$700,000
6426 TIDELINE DRIVE · same community
4 bd · 3 ba · 2,681 sqft · $261/sqft · 25 DOM
Sold · Mar ’26$600,000
7228 HOURGLASS DRIVE · same community
4 bd · 3 ba · 2,610 sqft · $230/sqft · 0 DOM
Sold · Apr ’26$566,000
7317 HOURGLASS DRIVE · same community
4 bd · 3 ba · 2,565 sqft · $221/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 6440 TIDELINE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6440 TIDELINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6440 TIDELINE DRIVE FAQs
What would the monthly payment be for 6440 TIDELINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $207/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6440 TIDELINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $6,500, this home is listed about 99% below the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 6440 TIDELINE DRIVE?+
Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$6,500 is 99% below the APOLLO BEACH 33572 median of $439,500, and at $2/sqft it sits under the Apollo Beach average of $264.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Apollo Beach market that averages 51 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Bradley Livingston, PA. MLS #TB8538085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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