CENTURY 21 Edge
$525,0003 bd2.5 ba2,350 sqft$223 /sqft$4,090 /mo all-in ↓

4513 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601

Active1 days on marketListed Aug 13, 2026MLS #TB8538105

New constructionSingle Family ResidenceSOUTHERN HILLS PLANTATION PH 2

Come see it

Upcoming open house

Sat, Aug 15

11:00 AM – 1:00 PM

About this home

4513 SOUTHERN VALLEY LOOP

LIKE NEW in the highly coveted Golf community of Southern Hills! This beautiful 1 story 2025 Build sits on a conservation lot with no rear neighbors and is MAINTENANCE FREE! All lawn care including mowing and hedge trimming, irrigation, cable, exterior paint, and exterior maintenance are all included! Zero details were spared in this build, both inside and outside. 3 bedrooms + Office + 2.5 bathrooms + a 3 car garage! Beautiful stone accents, a pavered driveway, and a cozy front porch greet you upon walking up to this home. Inside, you'll find high ceilings, wood-look tile floor throughout, and an abundance of natural lighting. This completely open floorplan cohesively combines the kitchen, living room, and dining space - making it perfect for entertaining. The kitchen is a chef's dream featuring Quartz countertops, stainless steel appliances including a gas stove top and built-in microwave, a separate coffee bar, a large walk in pantry, and a spacious island. The dining space sits directly next to the kitchen for easy access hosting family dinners. The exquisite primary suite features views of the peaceful conservation and boasts tray ceilings with crown molding, and a reading area. The primary bathroom has a massive luxurious shower with a built-in bench, an oversized vanity with double sinks, custom storage cabinetry, and a large fully built out walk-in closet. Both guest bedrooms are of ample size, have walk-in closets, and are conveniently located next to a full bathroom with a shower/tub combo. In addition to 3 full bedrooms and 2 full bathrooms, this floorplan has an office/flex room and a half bath. Tons of cabinetry has been added into this home for ample storage including just inside from the garage creating a classy and open mudroom, and inside the spacious laundry room. Washer and dryer convey with this sale! The garage can easily fit 2 full sized cars and a golf cart and has epoxy coated flooring. A bonus feature here is a huge walk in loft above the garage for even more storage! Enjoy outdoor living on the screened in porch with private and serene views overlooking the conservation and pond. This 0.27 acre lot has a generously sized backyard with plenty of room to add a pool! Other notable features of this property include: a tankless water heater, crown molding, recessed lighting, and 9 years of remaining life on a transferable structural warranty! This home is eligible for all loan types including USDA with 0% down! Southern Hills has an abundance of amenities and is truly a resort lifestyle. In addition to the Golf Course being a Pete Dye designed course with elevations of over 250 feet, Southern Hills also offers a stunning community pool, pickleball, Har-Tru tennis courts, multiple restaurants and bars, a fitness center, a 24 hour manned gate, a Pro Shop, and so much more! This property is less than an hour from Tampa International Airport, and sits just minutes from tons of local shops, restaurants, and grocery stores. This beautiful maintenance free home in this desirable community is the perfect combination!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,350

Sqft

0.27 ac

Lot size

3

Garage

2025

Year built

One

Levels

$223

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$414/mo
Taxes (2025)$2,323/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,090 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$194
HOA fee — from the listing$414
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,090/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$194
HOA / condo fee$414
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $586,924 · range $552K$659K$686K

vs edgeAI estimate

−10.6%

$/sqft vs SOUTHERN HILLS PLANTATION PH 2

$223 vs $250

Days on market

1 vs 56 typical

Where $223/sqft sits among the 19 homes for sale in SOUTHERN HILLS PLANTATION PH 2

5
6 · this home
6
1
0
1
$187–222$222–257$257–291$291–326$326–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southern Hills Plantation

Map of 4513 SOUTHERN VALLEY LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)63 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Southern Hills Plantation — neighborhood snapshot

Population

443

Median age

60

Median income

$85,714

Median home value

$369,900

Avg household

2

Households w/ children

9%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$300K$299K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

9 of 19

SOUTHERN HILLS PLANTATION PH 2 have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $525,000 · 1 days on market since
2025Built · SOUTHERN HILLS PLANTATION PH 2

Reality check

What actually sold near 4513 SOUTHERN VALLEY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4661 SOUTHERN VALLEY LOOPSold · Jun ’26

$518,000

4661 SOUTHERN VALLEY LOOP · same community

3 bd · 2.5 ba · 2,350 sqft · $220/sqft · 9 DOM

4470 SOUTHERN VALLEY LOOPSold · Aug ’25

$498,750

4470 SOUTHERN VALLEY LOOP · same community

3 bd · 2 ba · 2,350 sqft · $212/sqft · 3 DOM

4910 SOUTHERN VALLEY LOOPSold · Apr ’26

$495,000

4910 SOUTHERN VALLEY LOOP · same community

3 bd · 3.5 ba · 2,344 sqft · $211/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4513 SOUTHERN VALLEY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4513 SOUTHERN VALLEY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4513 SOUTHERN VALLEY LOOP FAQs

What would the monthly payment be for 4513 SOUTHERN VALLEY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,090/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4513 SOUTHERN VALLEY LOOP?+

The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4513 SOUTHERN VALLEY LOOP?+

The most recent tax bill on record (2025) was $2,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4513 SOUTHERN VALLEY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $525,000, this home is listed about 57% above the Brooksville median of $334,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4513 SOUTHERN VALLEY LOOP?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 46% above the BROOKSVILLE 34601 median — but at 2,350 sqft it's also 28% larger than the typical Brooksville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Brooksville market that averages 56 — if it fits, move quickly.

Listing courtesy of JT REALTY & ASSOCIATES · Jessie Morris. MLS #TB8538105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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