CENTURY 21 Edge
$28,0006 bd6 ba7,250 sqft$4 /sqft$363 /mo all-in ↓

5131 W NEPTUNE WAY, TAMPA, FL, 33609

Active27 days on marketListed Aug 24, 2026MLS #TB8538141

Priced 94% below the TAMPA 33609 medianWaterfrontPrivate poolSingle Family ResidenceBEACH PARK

About this home

5131 W NEPTUNE WAY

Architectural icon poised on the waterfront in one of South Tampa's most coveted enclaves, this extraordinary modern estate is now offered for lease. Featuring six bedrooms, a private office, six bathrooms, and breathtaking water views, this 7,250-square-foot residence delivers an unparalleled luxury lifestyle in the exclusive Beach Park neighborhood. Resort-style amenities include a home theater, sauna, fitness room, elevator, saltwater pool and spa, rooftop terrace, private boat dock, and an oversized three-car garage. A striking arrival begins with a fully enclosed steel gate system featuring MyQ smart technology for remote access, video surveillance, and guest entry. Inside, the gourmet Allikristé kitchen is appointed with Wolf appliances, dual refrigerator and freezer towers, reverse osmosis filtration with chiller, and a spacious walk-in pantry. The open-concept living and dining areas showcase soaring ceilings, RH chandeliers, expansive walls of glass overlooking the water, and a sleek gas marble fireplace. A climate-controlled wine cellar stores over 200 bottles. The primary suite is a private retreat with stunning sunset views, a waterfront balcony, automated blackout shades, custom wall detailing, a built-in wet bar, gas fireplace, custom walk-in closet, and a spa-inspired bath featuring dual vanities, a soaking tub, and oversized walk-in shower. Five additional bedrooms offer California Closets, designer finishes, and beautifully appointed en-suite bathrooms. Additional interior highlights include a Dolby Atmos media room, private fitness studio, and hot rock sauna. Designed for effortless indoor-outdoor living, the backyard rivals a five-star resort with a custom saltwater pool and spa, fire features, AquaLink smart controls, and a fully equipped summer kitchen with a 40-inch grill, sink, and refrigerator. The rooftop terrace captures panoramic water views, while the waterfront fire feature and adjacent wet bar create the perfect setting for sunset entertaining. Additional features include a secure digital delivery mailbox, 360-degree artificial turf, smart irrigation, EV charger, Savant smart home integration with Apple HomeKit compatibility, and a Generac 26 kW whole-home generator. The private dock includes an automatic lift for two jet skis and can be retrofitted to accommodate vessels up to 6,000 pounds, providing direct access to Tampa Bay year-round. This is a rare opportunity to lease one of South Tampa's premier waterfront estates, where exceptional design, world-class amenities, and effortless luxury come together in one remarkable residence.

Facts & features

The home at a glance

6

Bedrooms

6

Bathrooms

7,250

Sqft

0.27 ac

Lot size

3

Garage

2019

Year built

Three Or More

Levels

$4

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringBamboo · Carpet · Porcelain Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Purifier · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Sauna · Smart Home · Solid Surface Counters · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Humidity Control · Zoned
HeatingCentral · Electric · Exhaust Fan · Natural Gas · Heat Pump

Outside & construction

ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · On Street · Oversized
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$363 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$165
FHA mortgage insurance (est.)$12
Est. property taxes (1.1%/yr)$26
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $980Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $980
Interest rate6.00%
Loan term

Estimated payment

$363/mo

Principal & interest$165
FHA mortgage insurance (est.)$12
Est. property taxes$26
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BEACH PARK

$4 vs $594

Days on market

27 vs 43 typical

Where $4/sqft sits among the 18 homes for sale in BEACH PARK

0 · this home
4
8
4
1
1
$4–206$206–408$408–610$610–813$813–1015$1015+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beach Park

Drive times from this address

Downtown Tampa10 min
Tampa Int’l Airport (TPA)11 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Beach Park — neighborhood snapshot

Population

4,628

Median age

45

Median income

$161,727

Median home value

$846,281

Avg household

2

Households w/ children

528

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryMabry Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

11 of 18

BEACH PARK have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% below the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $28,000 · 27 days on market since
2019Built · BEACH PARK

Reality check

What actually sold near 5131 W NEPTUNE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4518 W ROSEMERE ROADSold · Jul ’26

$4,400,000

4518 W ROSEMERE ROAD · same community

5 bd · 6 ba · 6,286 sqft · $700/sqft · 122 DOM

405 S SHORE CREST DRIVESold · Feb ’26

$2,275,000

405 S SHORE CREST DRIVE · same community

7 bd · 7 ba · 6,257 sqft · $364/sqft · 240 DOM

5004 S THE RIVIERASold · Oct ’25

$5,590,000

5004 S THE RIVIERA · same community

5 bd · 6.5 ba · 5,887 sqft · $950/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 5131 W NEPTUNE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5131 W NEPTUNE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5131 W NEPTUNE WAY FAQs

What would the monthly payment be for 5131 W NEPTUNE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $363/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5131 W NEPTUNE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $28,000, this home is listed about 94% below the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5131 W NEPTUNE WAY?+

Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33609 market on paper

$28,000 is 94% below the TAMPA 33609 median of $490,000, and at $4/sqft it sits under the Tampa average of $343.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CARTWRIGHT REALTY · Tiia Cartwright. MLS #TB8538141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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