19029 US HIGHWAY 19 N UNIT 3-1, CLEARWATER, FL, 33764
Active25 days on marketListed Aug 26, 2026MLS #TB8538220
About this home
19029 US HIGHWAY 19 N UNIT 3-1
Waterfront 55+ Living | Gated Community | Pool & Tampa Bay Lifestyle Discover the Florida lifestyle you’ve been looking for in Imperial Cove, a gated 55+ waterfront community offering resort-style amenities, an active social atmosphere, and beautiful Tampa Bay surroundings. This well-maintained residence is ideally located within the community, just steps from the heated pool, parking, and guest parking, with peaceful views of the community fountain. Inside, the comfortable floor plan features a convenient half bath near the entry, a functional kitchen with an expanded pantry for additional storage, and a dining area that flows seamlessly into the living room. The bright Florida room overlooks the fountain and provides an inviting space to enjoy your morning coffee or unwind at the end of the day. The spacious bedroom features upgraded windows, while the bathroom has been refreshed since the owners purchased the home. Additional improvements include a new storm door and replacement windows in the front and bedroom. Imperial Cove is more than a home—it’s an active 55+ waterfront lifestyle community. Residents enjoy an expansive clubhouse with a library, billiards room, card rooms, fitness center, party room and dance floor, plus separate men’s and women’s saunas. Outdoor amenities include a heated swimming pool, water aerobics, shuffleboard, putting green and barbecue grills. For those who love the water and Florida sunshine, a scenic waterfront path along Tampa Bay leads to two fishing piers and illuminated waterfront seating areas. Whether you’re looking for low-maintenance Florida living, an active adult lifestyle, waterfront amenities, or a place to enjoy retirement and seasonal living, Imperial Cove offers an exceptional setting. Conveniently located within the community and close to the amenities buyers are looking for, this is an opportunity to enjoy the Imperial Cove lifestyle at its best.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
950
Sqft
0 ac
Lot size
1970
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs Clearwater actives
$137 vs $224
Days on market
25 vs 53 typical
Where $137/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Imperial Cove — neighborhood snapshot
Population
1,021
Median age
57
Median income
$66,250
Median home value
$198,300
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 19029 US HIGHWAY 19 N UNIT 3-1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$106,000
19029 US HIGHWAY 19 N UNIT 3-7 · same community
1 bd · 1.5 ba · 950 sqft · $112/sqft · 168 DOM
Sold · Feb ’26$135,000
1804 CLEARBROOKE DRIVE UNIT 1804
2 bd · 1.5 ba · 933 sqft · $145/sqft · 157 DOM
Sold · Jun ’26$129,000
1890 WOLFORD ROAD UNIT 14
2 bd · 1 ba · 970 sqft · $133/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19029 US HIGHWAY 19 N UNIT 3-1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19029 US HIGHWAY 19 N UNIT 3-1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19029 US HIGHWAY 19 N UNIT 3-1 FAQs
What would the monthly payment be for 19029 US HIGHWAY 19 N UNIT 3-1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,640/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19029 US HIGHWAY 19 N UNIT 3-1?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19029 US HIGHWAY 19 N UNIT 3-1?+
The most recent tax bill on record (2024) was $1,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19029 US HIGHWAY 19 N UNIT 3-1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $130,000, this home is listed about 53% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19029 US HIGHWAY 19 N UNIT 3-1?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33764 market on paper
$130,000 is 38% below the CLEARWATER 33764 median of $209,000, and at $137/sqft it sits under the Clearwater average of $279.
02Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $133,000, now $130,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Amy Heartsfield. MLS #TB8538220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 19029 US HIGHWAY 19 N UNIT 3-1 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →