11200 102ND AVENUE UNIT 16, SEMINOLE, FL, 33778
Active2 days on marketListed Aug 27, 2026MLS #TB8538351
About this home
11200 102ND AVENUE UNIT 16
Virtually Staged. Welcome to Twin Oaks, a welcoming 55+ community where easy living and a central Pinellas County location come together beautifully. This updated end-unit villa offers 1,355 square feet of comfortable, single-story living with 2 bedrooms, 2 bathrooms, abundant natural light, and a layout designed to make everyday life feel simple. Step inside to a fresh, move-in-ready interior featuring new paint and luxury vinyl plank flooring throughout. The spacious living and dining areas flow together effortlessly, creating an inviting space for quiet mornings, dinner with friends, game nights, or simply kicking back after a day spent enjoying the Florida sunshine. The updated kitchen combines style with everyday functionality, featuring stainless steel appliances, a brand-new dishwasher, generous counter space, and plenty of room to cook and gather. Whether you're preparing dinner for two or hosting family for the weekend, this kitchen is ready for it. Even better, some of the big-ticket updates have already been taken care of. A NEW ROOF was completed in 2025, along with updated plumbing, offering added value and peace of mind from day one. The spacious primary suite includes a private ensuite bathroom, generous closet space, and convenient attic access for additional storage. The second bedroom offers plenty of flexibility for overnight guests, a home office, hobbies, or the craft room you've been promising yourself. An assigned parking space is included, with additional guest parking available nearby. At Twin Oaks, your home is only part of the lifestyle. Residents enjoy a community pool, clubhouse, shuffleboard, bingo, pinochle, and regular social activities, giving you plenty of opportunities to meet neighbors and stay connected—or simply enjoy life at your own pace. And when we say low-maintenance, we mean it. The HOA fee includes cable, internet, exterior maintenance, landscaping, water, and sewer, taking several everyday expenses and responsibilities off your plate. Located in a non-evacuation zone with no flood insurance required, this villa also puts you close to so much of what makes Pinellas County such a desirable place to call home. Award-winning Gulf beaches, Seminole City Center, parks, shopping, restaurants, the library, post office, St. Petersburg College, and the Seminole Recreation Center are all just minutes away. Spend the morning at the beach, meet friends for lunch, cool off at the community pool, or settle in at home without a long list of exterior chores waiting for you. Comfort, convenience, community, and the Florida lifestyle—it’s all waiting for you at Twin Oaks.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,355
Sqft
1971
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,098 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,098/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Seminole actives
$118 vs $252
Days on market
2 vs 45 typical
Where $118/sqft sits among the 302 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Twin Oaks — neighborhood snapshot
Population
176
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
151 of 302
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 11200 102ND AVENUE UNIT 16
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$170,000
11200 102ND AVENUE UNIT 123 · same community
2 bd · 2 ba · 1,355 sqft · $125/sqft · 82 DOM
Sold · Aug ’25$139,900
11200 102ND AVENUE UNIT 138 · same community
2 bd · 2 ba · 1,355 sqft · $103/sqft · 188 DOM
Sold · Apr ’26$149,500
11200 102ND AVENUE UNIT 154 · same community
2 bd · 2 ba · 1,180 sqft · $127/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11200 102ND AVENUE UNIT 16 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11200 102ND AVENUE UNIT 16 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11200 102ND AVENUE UNIT 16 FAQs
What would the monthly payment be for 11200 102ND AVENUE UNIT 16?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,098/mo — principal and interest, the actual property-tax bill, the $680/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11200 102ND AVENUE UNIT 16?+
The association fee works out to $680 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11200 102ND AVENUE UNIT 16?+
The most recent tax bill on record (2025) was $2,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11200 102ND AVENUE UNIT 16?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $159,900, this home is listed about 59% below the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11200 102ND AVENUE UNIT 16?+
Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Know the monthly fee
The association fee is $680/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
02Fresh on the market
Only 2 days on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Osceola Middle School, Richard O Jacobson Technical High School At Seminole, Seminole Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Becky Billeci. MLS #TB8538351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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