CENTURY 21 Edge
$218,0002 bd2 ba1,024 sqft$213 /sqft$1,710 /mo all-in ↓

13940 ANONA HEIGHTS DRIVE UNIT 70, LARGO, FL, 33774

Active5 days on marketListed Aug 13, 2026MLS #TB8538392

VillaHARBOR CREST 400 APT

About this home

13940 ANONA HEIGHTS DRIVE UNIT 70

Welcome to Harbor Crest 400 community! Come see a rare end-unit offering extra privacy, generous living space, and an unbeatable location just over a mile from the beach - NO FLOOD Insurance is required! Located in a desirable 55+ community, this spacious 2-bedroom, 2-bathroom home offers just over 1,000 square feet—larger than many units in the community. As an end unit with only one shared side, you'll enjoy added privacy along with a bright, comfortable interior featuring wood-look flooring and fresh interior paint. The updated kitchen features newer white shaker cabinets, quartz countertops, a new dishwasher, and a new microwave. For added convenience, the washer and dryer are included and located inside the unit. Enjoy Florida living without the high carrying costs! The low HOA fee includes water, sewer, trash, lawn maintenance, access to the community pool, and fitness center. Best of all, you're just over a mile from the beach—less than a 5-minute drive. The community offers plenty of amenities to enjoy, including an in-ground swimming pool, fitness center, shuffleboard, car wash area, and clubhouse available for entertaining and social gatherings. Whether you're looking for a full-time Florida residence or a low-maintenance place close to the Gulf beaches, this rare end unit combines space, updates, privacy, low fees, and an outstanding Largo location. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,024

Sqft

0.05 ac

Lot size

1979

Year built

One

Levels

$213

Per sqft

55+ communityPets allowed

Inside

FlooringOther
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$170/mo
Taxes (2025)$0/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,710 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,283
FHA mortgage insurance (est.)$96
Property tax — 2025 actual bill$0
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,630Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,630
Interest rate6.00%
Loan term

Estimated payment

$1,910/mo

Principal & interest$1,283
FHA mortgage insurance (est.)$96
Est. property taxes$200
HOA / condo fee$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $218K
$191KedgeAI estimate $211,568 · range $199K$238K$247K

vs edgeAI estimate

+3%

$/sqft vs Largo actives

$213 vs $234

Days on market

5 vs 55 typical

Where $213/sqft sits among the 400 Largo actives

99
86 · this home
77
53
53
32
$108–164$164–220$220–276$276–333$333–389$389+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 13940 ANONA HEIGHTS DRIVE UNIT 70

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $218,000 · 5 days on market since
1979Built · HARBOR CREST 400 APT

Reality check

What actually sold near 13940 ANONA HEIGHTS DRIVE UNIT 70

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10280 IMPERIAL POINT DRIVE W UNIT 21Sold · Aug ’26

$184,500

10280 IMPERIAL POINT DRIVE W UNIT 21

1 bd · 1.5 ba · 958 sqft · $193/sqft · 70 DOM

10216 REGAL DRIVE UNIT 708Sold · Sep ’25

$310,000

10216 REGAL DRIVE UNIT 708

2 bd · 2 ba · 1,100 sqft · $282/sqft · 353 DOM

10215 REGAL DRIVE UNIT 14Sold · Jul ’26

$217,000

10215 REGAL DRIVE UNIT 14

2 bd · 2 ba · 1,105 sqft · $196/sqft · 283 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13940 ANONA HEIGHTS DRIVE UNIT 70 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13940 ANONA HEIGHTS DRIVE UNIT 70 — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13940 ANONA HEIGHTS DRIVE UNIT 70 FAQs

What would the monthly payment be for 13940 ANONA HEIGHTS DRIVE UNIT 70?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,710/mo — principal and interest, estimated property taxes, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13940 ANONA HEIGHTS DRIVE UNIT 70?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13940 ANONA HEIGHTS DRIVE UNIT 70?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13940 ANONA HEIGHTS DRIVE UNIT 70?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $218,000, this home is listed about 24% below the Largo median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13940 ANONA HEIGHTS DRIVE UNIT 70?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · Jeffrey Bartilucci. MLS #TB8538392.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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