4217 GERONA AVENUE, SEBRING, FL, 33872
Active10 days on marketListed Aug 17, 2026MLS #TB8538407
About this home
4217 GERONA AVENUE
PRIME BUILDING LOTS IN SUN 'N LAKES – SEBRING, FL Owner Financing Available | No Flood Zone Pricing & Lot Options Single Lot (10,195 sq ft): $29,900 Combined Double Lot (4217 & 4213 Gerona Ave): $59,800 | Total Size: 20,390 sq ft Financing & Investment Highlights Owner Financing Available: Buy the land first and build your dream home after paying off the lot. High Growth Area: Situated in a rapidly developing neighborhood with nearby new construction. Peace of Mind: High-and-dry lot located in a designated no-flood zone. Sun 'n Lakes Community Amenities Two 18-hole championship golf courses Clubhouse, restaurant, and community center Swimming pool and splash pad Fitness center and gym Tennis and pickleball courts Playground Location & Proximity Convenient Access: Located minutes from AdventHealth and Sun 'n Lake Elementary School. Central Florida Location: 1.5 hours to Disney World 1.5 hours to Tampa 1 hour 45 minutes to Anna Maria Island beaches Lots in this area are selling quickly—schedule your viewing today!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4217 GERONA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$70,000
4729 VILABELLA DRIVE · same community
1 bd · 1 ba · 749 sqft · $93/sqft · 310 DOM
Sold · Aug ’25$265,000
5273 PEBBLE BEACH DRIVE · same community
3 bd · 2 ba · 1,642 sqft · $161/sqft · 76 DOM
Sold · Apr ’26$300,000
5963 VIRTUDES STREET · same community
4 bd · 2 ba · 1,654 sqft · $181/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4217 GERONA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4217 GERONA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4217 GERONA AVENUE FAQs
What would the monthly payment be for 4217 GERONA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $412/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4217 GERONA AVENUE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4217 GERONA AVENUE?+
The most recent tax bill on record (2025) was $572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4217 GERONA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $29,900, this home is listed about 90% below the Sebring median of $289,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4217 GERONA AVENUE?+
Sun 'n Lake Elementary School (elementary), Hill-Gustat Middle School (middle), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Timothy McCarthy. MLS #TB8538407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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