10403 SE 177TH PLACE, SUMMERFIELD, FL, 34491
Active1 days on marketListed Aug 14, 2026MLS #TB8538582
About this home
10403 SE 177TH PLACE
Welcome to 10403 SE 177th Place, a beautifully maintained 3-bedroom, 2-bathroom split-floor-plan home offering 1,500+ sq. ft. of living space. Enjoy your own PRIVATE FENCED BACKYARD RETREAT featuring a SALTWATER POOL, charming waterfall, HEATED SPA, large pavered deck, and fully enclosed screen enclosure. This home is situated on an OVERSIZED 1/4-ACRE LOT on a quiet cul-de-sac. Relax and enjoy the wonderful combination of indoor and outdoor living, along with major updates including a NEW ROOF in November 2022, IN-GROUND POOL AND HOT TUB installed in 2023, and NEW A/C UNIT in 2025. A charming covered front porch welcomes you inside to a beautifully naturally lit and spacious great room that flows seamlessly into the dining and kitchen areas. The kitchen features white cabinetry and appliances, crown molding, recessed lighting, a built-in pantry with sliding shelves, backsplash, and an undermount sink. The home features porcelain tile throughout, providing a cool, clean look that is ideal for Florida living. Also included is the added BONUS FLORIDA ROOM, accessed through the living room sliding glass doors. The Florida room is air-conditioned, with windows that fill the space with natural light while providing additional living space. The split floor plan features a primary suite with a large walk-in closet and an updated en-suite bathroom with a beautifully remodeled walk-in tiled shower and frameless glass enclosure. The two comfortably sized additional bedrooms share a full-size bathroom with a tub and shower. CAR ENTHUSIASTS, GOLFERS, HOBBYISTS, OR ANYONE NEEDING ADDITIONAL STORAGE will appreciate the OVERSIZED TWO-CAR GARAGE with built-in storage, utility sink, and workbench, PLUS a separate 10x10 GOLF CART GARAGE with its own garage door opener and rear access door—perfect for a golf cart, workshop, or additional storage. Additional features include gutters, a painted driveway, covered front and rear porch areas, a fully fenced backyard, and an oversized lot offering plenty of outdoor space. With its PRIVATE POOL AND SPA, NEWER ROOF AND A/C, ADDITIONAL FLORIDA ROOM, OVERSIZED TWO-CAR GARAGE, SEPARATE GOLF CART GARAGE, and desirable location within a gated golf course community, this home offers an exceptional combination of comfort, space, storage, and Florida living. Community and location perks include access to golf, recreation, and year-round social events with music and dining. The community is golf-cart accessible to The Villages and is conveniently located near shopping, dining, medical facilities, banks, supermarkets, restaurants, entertainment, salons, and more. THE VILLAGES is a short golf cart ride away, and there is NO CDD OR BOND to pay.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,526
Sqft
0.25 ac
Lot size
2
Garage
1990
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs SPRUCE CREEK SOUTH
$223 vs $171
Days on market
1 vs 50 typical
Where $223/sqft sits among the 16 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
7 of 16
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10403 SE 177TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$205,000
10410 SE 179TH PLACE · same community
3 bd · 2 ba · 1,526 sqft · $134/sqft · 4 DOM
Sold · Jun ’26$220,000
17533 SE 96TH COURT · same community
2 bd · 2 ba · 1,534 sqft · $143/sqft · 342 DOM
Sold · Jan ’26$210,000
17728 SE 97TH AVE · same community
2 bd · 2 ba · 1,550 sqft · $135/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10403 SE 177TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10403 SE 177TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10403 SE 177TH PLACE FAQs
What would the monthly payment be for 10403 SE 177TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill, the $176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10403 SE 177TH PLACE?+
The association fee works out to $176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10403 SE 177TH PLACE?+
The most recent tax bill on record (2025) was $2,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10403 SE 177TH PLACE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $339,900, this home is listed about 17% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10403 SE 177TH PLACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASSIST 2 SELL THE ESHACK TEAM · Aaron Eshack. MLS #TB8538582.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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