CENTURY 21 Edge
$295,0002 bd1.5 ba1,522 sqft$194 /sqft$2,468 /mo all-in ↓

3039 ABBEY COURT, CLEARWATER, FL, 33759

Active38 days on marketListed Aug 15, 2026MLS #TB8538626

TownhouseHARVARD ARMS TWNHS

About this home

3039 ABBEY COURT

Welcome to 3039 Abbey Ct, a beautifully updated and move in ready townhome offering generous living space, a versatile floor plan, and an exceptional Clearwater location. From the moment you step inside, you’ll appreciate the spacious layout, natural light, and multiple living areas that make this home both comfortable and functional. The main level features a spacious living room, separate dining area, and an updated kitchen with granite countertops, white cabinetry, stainless steel appliances, ample storage, and a breakfast bar perfect for casual dining or entertaining. The home features 2 bedrooms with over 1,500 square feet of heated living space, plus two additional bonus rooms with closets that bring the total interior usable space to more than 2,000 square feet. These flexible spaces provide plenty of options for a home office, fitness room, playroom, sitting area, hobby space, or additional storage. Upstairs, the spacious primary bedroom features a large walk in closet, while the additional living space provides even more flexibility to create a home that works for your lifestyle. LOCATION IS KEY! Enjoy convenient access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and everything the Tampa Bay area has to offer. Spend the day enjoying the world famous Clearwater Beach, or stay closer to home and catch a concert, show, or special event at Ruth Eckerd Hall. Charming downtown Safety Harbor is also just minutes away with local restaurants, shops, the marina, Safety Harbor Resort and Spa, and year round community events. Nearby parks, recreation facilities, walking and biking trails, and the Ream Wilson Clearwater Trail provide even more opportunities to enjoy the Florida lifestyle. With its updated interior, generous living space, flexible floor plan, and exceptional location, 3039 Abbey Ct offers the perfect combination of comfort and convenience. Come experience everything this Clearwater townhome and its surrounding area have to offer. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,522

Sqft

0.03 ac

Lot size

1983

Year built

Two

Levels

$194

Per sqft

NegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$185/mo
Taxes (2025)$3,072/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,468 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$256
HOA fee — from the listing$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,468/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$256
HOA / condo fee$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$270KedgeAI estimate $344,034 · range $281K$403K$419K

vs edgeAI estimate

−14.3%

$/sqft vs Clearwater actives

$194 vs $225

Days on market

38 vs 53 typical

Where $194/sqft sits among the 400 Clearwater actives

176 · this home
122
54
13
10
25
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)21 min
Downtown Tampa24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33759 — neighborhood snapshot

Population

17,647

Median age

45.5

Median income

$63,804

Median home value

$295,000

Avg household

2.23

Households w/ children

1,632

For the school run

Pinellas County School District

ElementaryEisenhower Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★
HighCountryside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

254 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the CLEARWATER 33759 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $295,000 · 38 days on market since
1983Built · HARVARD ARMS TWNHS

Reality check

What actually sold near 3039 ABBEY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1325 ABBEY CRESCENT LANESold · Mar ’26

$310,000

1325 ABBEY CRESCENT LANE · same community

3 bd · 1.5 ba · 1,522 sqft · $204/sqft · 124 DOM

1249 ABBEY CRESCENT LANESold · Nov ’25

$168,000

1249 ABBEY CRESCENT LANE · same community

1 bd · 1 ba · 894 sqft · $188/sqft · 147 DOM

1001 BRIGADOON DRIVESold · Jul ’26

$245,000

1001 BRIGADOON DRIVE

3 bd · 3.5 ba · 1,536 sqft · $160/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3039 ABBEY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3039 ABBEY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3039 ABBEY COURT FAQs

What would the monthly payment be for 3039 ABBEY COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,468/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3039 ABBEY COURT?+

The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3039 ABBEY COURT?+

The most recent tax bill on record (2025) was $3,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3039 ABBEY COURT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $295,000, this home is listed about 6% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3039 ABBEY COURT?+

Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Michael Kernodle. MLS #TB8538626.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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