CENTURY 21 Edge
$325,0003 bd2.5 ba1,610 sqft$202 /sqft$3,008 /mo all-in ↓

1937 NORTHFORK CIRCLE, CLEARWATER, FL, 33760

Active10 days on marketListed Aug 18, 2026MLS #TB8538820

TownhouseOVERLOOK

About this home

1937 NORTHFORK CIRCLE

Virtually Staged. Welcome to 1937 Northfork Circle in Clearwater, a spacious 1,610 sq. ft. townhome with 2.5 baths in the desirable Overlook community, offering soaring ceilings, beautiful hardwood floors, abundant natural light & a flexible floor plan. Currently configured as a 2-bedroom, this home was originally a 3-bedroom, with two bedrooms combined to create one impressive oversized space. With an acceptable offer, the seller is willing to reinstall the wall to restore the original 3-bedroom configuration, giving the new owner the choice of a third bedroom or an expansive bedroom with home office, sitting or exercise area. Beautiful Pecan hardwood floors flow throughout the main level, while Hickory hardwood floors add warmth & character upstairs. The family room is highlighted by vaulted ceilings, a wood-burning fireplace & sliding glass doors opening to the covered screened lanai at the back of the home, which leads to an additional paver patio with space for a BBQ—a great extension of the living area for morning coffee or outdoor dining while enjoying FL lifestyle. At the front of the home, a separate pavered courtyard creates a welcoming entrance & another outdoor space to enjoy. Just off the kitchen, a dry bar with wine refrigerator provides and extra storage. The kitchen features white cabinetry, newer stainless steel appliances, generous counter space, recessed lighting, mosaic tile backsplash & a convenient pass-through to the living & dining areas. A downstairs updated powder bath is perfect for guests. The primary suite feels like a retreat with vaulted ceiling, plantation shutters, walk-in closet, direct access to the rear screened lanai & a beautifully updated en-suite featuring a dual-sink vanity, glass-enclosed tiled shower with built-in niches, handheld shower, rainfall showerhead and body sprays, plus a private toilet room with smart toilet and custom Niche. Upstairs, a loft creates additional flexible space for a reading nook, workspace or quiet retreat. The additional full bathroom has also been beautifully updated with a spa-inspired custom tiled shower, frameless glass shower door, rainfall showerhead and smart toilet. A one-car garage provides enclosed parking and additional storage. Overlook is pet friendly and offers easy, low-maintenance Florida living. Monthly fees include building insurance, water, sewer, trash, lawn and pool care, plus exterior maintenance including the roof and exterior painting. The lakefront community pool features a geothermal system that helps keep the water cooler in summer and warmer in winter for year-round swimming, along with a covered gathering area and restrooms. Just across the street from Overlook is Largo Datsko Park with playground, basketball and volleyball courts, walking trail, outdoor fitness equipment. This central Clearwater location puts shopping, dining, medical facilities and everyday conveniences nearby, with easy access to Clearwater Beach, the Gulf beaches, Safety Harbor, Dunedin, Tampa & St. Petersburg, plus both St. Pete-Clearwater International Airport and Tampa International Airport. Additional upgrades include a tankless water heater, generator hookup & whole-house water filtration system. With its flexible 2- or 3-bedroom layout, beautifully updated baths, hickory & walnut hardwood floors, loft, wood-burning fireplace, dry bar, multiple outdoor living area. 1937 Northfork Circle delivers the space and feel of a home with the convenience of low-maintenance Florida living.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,610

Sqft

0.06 ac

Lot size

1

Garage

1995

Year built

Two

Levels

$202

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorCourtyard · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$687/mo
Taxes (2025)$1,246/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityLake · Waterfront · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Public · Sprinkler Recycled
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,008 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$104
HOA fee — from the listing$687
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$3,008/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$104
HOA / condo fee$687
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$285KedgeAI estimate $306,136 · range $297K$329K$342K

vs edgeAI estimate

+6.2%

$/sqft vs Clearwater actives

$202 vs $224

Days on market

10 vs 53 typical

Where $202/sqft sits among the 399 Clearwater actives

165 · this home
122
59
18
7
28
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Overlook

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Overlook — neighborhood snapshot

Population

463

Median age

41

Median income

$51,210

Median home value

$310,200

Avg household

2

Households w/ children

48%

For the school run

Pinellas County School District

ElementaryFrontier Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

226 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $325,000 · 10 days on market since
1995Built · OVERLOOK

Reality check

What actually sold near 1937 NORTHFORK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3054 BRANCH DRIVESold · May ’26

$306,000

3054 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,610 sqft · $190/sqft · 144 DOM

3053 OVERLOOK PLACESold · Jan ’26

$313,000

3053 OVERLOOK PLACE · same community

3 bd · 2.5 ba · 1,610 sqft · $194/sqft · 77 DOM

1914 NORTHFORK CIRCLESold · Jul ’26

$257,500

1914 NORTHFORK CIRCLE · same community

3 bd · 2.5 ba · 1,450 sqft · $178/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1937 NORTHFORK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1937 NORTHFORK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1937 NORTHFORK CIRCLE FAQs

What would the monthly payment be for 1937 NORTHFORK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,008/mo — principal and interest, the actual property-tax bill, the $687/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1937 NORTHFORK CIRCLE?+

The association fee works out to $687 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1937 NORTHFORK CIRCLE?+

The most recent tax bill on record (2025) was $1,246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1937 NORTHFORK CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $325,000, this home is listed about 16% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1937 NORTHFORK CIRCLE?+

Frontier Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY · Kathie Lea. MLS #TB8538820.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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