749 ELMONT STREET NW, PALM BAY, FL, 32907
Active1 days on marketListed Aug 14, 2026MLS #TB8538945
About this home
749 ELMONT STREET NW
Welcome home to this beautifully renovated 3-bedroom, 2-bath home beneath majestic mature oak trees in one of NW Palm Bay’s most established neighborhoods. No detail was overlooked in this stunning renovation, featuring quartz countertops, stainless steel appliances, designer lighting, premium bathroom fixtures and hardware, and stylish finishes that blend modern luxury with warm, timeless character. The spacious living area is anchored by a beautiful stone wood-burning fireplace—a rare Florida feature perfect for cozy evenings and entertaining. Outside, the fully fenced backyard offers a private oasis with mature mango, avocado, starfruit, and Surinam cherry trees. Conveniently located near shopping, restaurants, parks, schools, Heritage Parkway, I-95, and the Space Coast beaches, this move-in-ready property is ideal as a forever home or investment. Schedule your private showing today before it’s gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,232
Sqft
0.23 ac
Lot size
2
Garage
1985
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,344 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,344/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs Palm Bay actives
$242 vs $207
Days on market
1 vs 42 typical
Where $242/sqft sits among the 369 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
95 of 369
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 749 ELMONT STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$235,000
867 BANKS STREET NW · same community
3 bd · 2 ba · 1,212 sqft · $194/sqft · 2 DOM
Sold · Jul ’26$301,000
1099 DUSSELDORF AVENUE NW · same community
3 bd · 2 ba · 1,188 sqft · $253/sqft · 255 DOM
Sold · Jun ’26$270,900
Nearby listing · same community
3 bd · 2 ba · 1,306 sqft · $207/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 749 ELMONT STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 749 ELMONT STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
749 ELMONT STREET NW FAQs
What would the monthly payment be for 749 ELMONT STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 749 ELMONT STREET NW?+
The most recent tax bill on record (2025) was $3,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $297,900, this home is listed about 15% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 749 ELMONT STREET NW?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIELDS OF PROSPER LLC · Clarence Fields. MLS #TB8538945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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