1109 S BETTY LANE, CLEARWATER, FL, 33756
Active4 days on marketListed Aug 15, 2026MLS #TB8538960
About this home
1109 S BETTY LANE
Welcome to Sirmons Heights, a popular subdivision featuring a comfortable 2-bedroom, 2-bathroom concrete block home situated on a large corner lot in a highly convenient Clearwater location—just 1.5 miles from downtown—offering an excellent opportunity for long-term living. This property can be leased furnished or unfurnished and features a welcoming open layout with plenty of space to relax and entertain, both indoors and outdoors. Enjoy a fenced-in backyard, perfect for grilling, outdoor gatherings, or simply unwinding in your own private space. The home includes a converted garage area that adds valuable flexibility, featuring a second bathroom and a washer/dryer setup. This additional space can also be used as a bonus living area, guest suite, home office, or extra lounge space to suit your needs. Whether you're looking for a place to settle in for the long term or simply want a convenient Clearwater location close to everything, famous Clearwater Beach included, this property is a fantastic opportunity. Schedule a showing today and make this move in ready property your next home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,417
Sqft
0.2 ac
Lot size
1957
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $225
Days on market
4 vs 54 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
235 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1109 S BETTY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
905 S BETTY LANE · same community
3 bd · 2 ba · 1,268 sqft · $375/sqft · 2 DOM
Sold · Jun ’26$570,000
1389 CHESTERFIELD DRIVE
3 bd · 2 ba · 1,414 sqft · $403/sqft · 6 DOM
Sold · Sep ’25$459,900
1491 BAYVIEW DRIVE
3 bd · 2 ba · 1,408 sqft · $327/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1109 S BETTY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1109 S BETTY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1109 S BETTY LANE FAQs
What would the monthly payment be for 1109 S BETTY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1109 S BETTY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,200, this home is listed about 99% below the Clearwater median of $278,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1109 S BETTY LANE?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33756 market on paper
$2,200 is 99% below the CLEARWATER 33756 median of $339,000, and at $2/sqft it sits under the Clearwater average of $277.
02Fresh on the market
Only 4 days on market in a Clearwater market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTER · Monika Krolivcova, PA. MLS #TB8538960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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