108 VILLA DRIVE UNIT 108, OSPREY, FL, 34229
Active1 days on marketListed Aug 14, 2026MLS #TB8539148
About this home
108 VILLA DRIVE UNIT 108
Enjoy ultimate Florida living with private boating access in Sorrento Shores—an intimate, pet-friendly 28-home community! This spacious, detached villa features a garage and a maintenance-free lifestyle. The $530 monthly HOA fee covers exterior insurance, premium cable, pristine lawn maintenance, and access to a heated community pool. Best of all, residents can get boat slips for a small monthly fee (varies by slip size), with direct, bridge-free access to the Gulf. Located within 2 miles of Nokomis Beach and the top-ranked Pine View School.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,593
Sqft
0.1 ac
Lot size
1
Garage
1976
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Osprey actives
$210 vs $318
Days on market
1 vs 103 typical
Where $210/sqft sits among the 82 Osprey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sorrento
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
Sorrento — neighborhood snapshot
Population
2,609
Median age
61
Median income
$96,884
Median home value
$496,323
Avg household
2
Households w/ children
156
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$723K → $765K
Osprey median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
46 of 82
Osprey actives have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 VILLA DRIVE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$130,000
106 VILLA DRIVE UNIT 106 · same community
2 bd · 2 ba · 1,578 sqft · $82/sqft · 81 DOM
Sold · Sep ’25$525,000
116 VILLA DRIVE UNIT 116 · same community
2 bd · 2 ba · 1,221 sqft · $430/sqft · 2 DOM
Sold · Aug ’26$467,000
1514 PAMELA STREET
3 bd · 2 ba · 1,600 sqft · $292/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 108 VILLA DRIVE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 VILLA DRIVE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 VILLA DRIVE UNIT 108 FAQs
What would the monthly payment be for 108 VILLA DRIVE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 VILLA DRIVE UNIT 108?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 VILLA DRIVE UNIT 108?+
The most recent tax bill on record (2025) was $3,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 VILLA DRIVE UNIT 108?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $335,000, this home is listed about 47% below the Osprey median of $629,500. The market section on this page shows how the area is trending.
Which schools are assigned to 108 VILLA DRIVE UNIT 108?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OSPREY 34229 market on paper
$335,000 is 34% below the OSPREY 34229 median of $510,000, and at $210/sqft it sits under the Osprey average of $392.
02Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a Osprey market that averages 103 — if it fits, move quickly.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Richard Gaspar. MLS #TB8539148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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