CENTURY 21 Edge
$420,0004 bd2 ba1,702 sqft$247 /sqft$3,201 /mo all-in ↓

1305 WINDJAMMER PLACE, VALRICO, FL, 33594

Active1 days on marketListed Aug 17, 2026MLS #TB8539201

WaterfrontPrivate poolSingle Family ResidenceTHE WILLOWS UNIT 1

About this home

1305 WINDJAMMER PLACE

Welcome to this meticulously maintained 4-bedroom, 2-bathroom single-family pool home nestled on a peaceful pond, offering the ideal blend of comfort, privacy, and true Florida living. The open floor plan creates bright, airy spaces that flow effortlessly throughout the home, perfect for both everyday living and entertaining, while the kitchen features elegant granite countertops and stainless steel appliances. Major updates provide lasting peace of mind, including exterior paint completed in 2022, a new roof installed in 2023, a hot water heater replaced in 2022, and the pool resurfaced in 2021. Enjoy year-round outdoor living from the screened-in covered porch overlooking the sparkling pool, complemented by a generous backyard with no rear neighbors for ultimate privacy. Double-pane impact windows and sliding doors add security, energy efficiency, and storm protection, and with no HOA, you have the freedom to truly make this special property your own. This move-in-ready home combines thoughtful updates, serene surroundings, and an inviting layout—don’t miss the chance to own it.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,702

Sqft

0.19 ac

Lot size

3

Garage

1985

Year built

One

Levels

$247

Per sqft

Private poolWaterfront

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
FacesNorthwest
ExteriorFire Pit · Sliding Doors

Community & fees

Taxes (2025)$4,588/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$382
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,201/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$382
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$399KedgeAI estimate $428,705 · range $415K$462K$481K

vs edgeAI estimate

−2%

$/sqft vs Valrico actives

$247 vs $214

Days on market

1 vs 33 typical

Where $247/sqft sits among the 199 Valrico actives

27
25
40
56
25 · this home
26
$148–169$169–190$190–211$211–233$233–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Willows

Map of 1305 WINDJAMMER PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The Willows — neighborhood snapshot

Population

775

Median age

41

Median income

$117,813

Median home value

$294,800

Avg household

2

Households w/ children

60%

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

113 of 199

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

Aug 17, 2026Listed at $420,000 · 1 days on market since
1985Built · THE WILLOWS UNIT 1

Reality check

What actually sold near 1305 WINDJAMMER PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2009 HELM LANESold · Aug ’26

$320,000

2009 HELM LANE · same community

3 bd · 2 ba · 1,303 sqft · $246/sqft · 4 DOM

1918 BOW COURTSold · Jan ’26

$275,000

1918 BOW COURT · same community

3 bd · 2 ba · 1,300 sqft · $212/sqft · 11 DOM

501 HILLPINE WAYSold · Jan ’26

$315,000

501 HILLPINE WAY

3 bd · 2 ba · 1,690 sqft · $186/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1305 WINDJAMMER PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1305 WINDJAMMER PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1305 WINDJAMMER PLACE FAQs

What would the monthly payment be for 1305 WINDJAMMER PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1305 WINDJAMMER PLACE?+

The most recent tax bill on record (2025) was $4,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $420,000, this home is listed about 11% below the Valrico median of $474,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1305 WINDJAMMER PLACE?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Fresh on the market

Only 1 day on market in a Valrico market that averages 33 — if it fits, move quickly.

03Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Matthew Houston. MLS #TB8539201.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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