5320 GOLDEN ISLES DRIVE, APOLLO BEACH, FL, 33572
Active10 days on marketListed Aug 19, 2026MLS #TB8539344
Come see it
Upcoming open house
Sun, Aug 30
1:00 PM – 4:00 PM
About this home
5320 GOLDEN ISLES DRIVE
Virtually Staged. MOVE-IN READY! Beautiful 3 bed, 2 bath home & 2 car garage. Turnkey living at its finest. This home is a low-maintenance dream because yardwork, exterior painting, and roof replacement are taken care of for you. Even expensive flood insurance is NOT required. Unlike many Florida homes, it features engineered wood flooring throughout most rooms and no carpet. The guest bath has been updated with a new walk-in shower. The spacious back patio has a recently replaced screen, another Florida must-have with plenty of enclosed space for your pets to enjoy the outdoors. The screened-in front patio offers a lovely park view, perfect for enjoying your morning coffee. Living in Mirabay encompasses the best of the renowned Florida lifestyle. The beautiful clubhouse, resort pool, frequent social events and dining options, water views, boating access to Tampa Bay, and spectacular sunsets make this community truly special. It is also just a short drive from everything Tampa Bay and St. Petersburg have to offer. This family-friendly, gated community has something for everyone, including playgrounds, pickleball, tennis, and basketball courts. While there are many reasons this home is ideal for anyone seeking the Florida lifestyle in this unique community, its affordability is the best part. It is truly one of a kind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,453 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,453/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Apollo Beach actives
$200 vs $223
Days on market
10 vs 56 typical
Where $200/sqft sits among the 370 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
207 of 370
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5320 GOLDEN ISLES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$363,900
215 SELA COVE CIRCLE · same community
3 bd · 2 ba · 1,750 sqft · $208/sqft · 53 DOM
Sold · Dec ’25$332,000
5312 GOLDEN ISLES DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $190/sqft · 124 DOM
Sold · Jun ’26$429,000
5702 TIDES PLACE · same community
3 bd · 2 ba · 1,750 sqft · $245/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5320 GOLDEN ISLES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5320 GOLDEN ISLES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5320 GOLDEN ISLES DRIVE FAQs
What would the monthly payment be for 5320 GOLDEN ISLES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,453/mo — principal and interest, the actual property-tax bill, the $425/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5320 GOLDEN ISLES DRIVE?+
The association fee works out to $425 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5320 GOLDEN ISLES DRIVE?+
The most recent tax bill on record (2025) was $7,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5320 GOLDEN ISLES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $349,900, this home is listed about 28% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5320 GOLDEN ISLES DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · William Glassner. MLS #TB8539344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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