
14082 WATERVILLE CIRCLE, TAMPA, FL, 33626
Active0 days on marketListed Aug 17, 2026MLS #TB8539639
About this home
14082 WATERVILLE CIRCLE
This gated pond-front townhouse delivers three bedrooms, two and a half bathrooms, and 1,912 square feet of thoughtfully upgraded living — all for a price that leaves room to actually enjoy it. Designer touches set this one apart, from elegant crown molding to custom built-ins that add both charm and function. The living and dining areas showcase warm hardwood floors, while the kitchen turns everyday cooking into a pleasure with granite countertops, wood cabinetry, stainless appliances, a granite breakfast bar, and a separate breakfast room. A convenient half bathroom rounds out the main level. Upstairs, the private primary retreat features a balcony with travertine flooring overlooking the tranquil water, plus an enormous walk-in closet. The spacious primary bathroom pampers with dual sinks, granite counters, a separate shower stall, and a garden tub built for long soaks. Second-level laundry and clever under-stair storage keep life organized. The addiotnal 2 bedroom are generous size. Bedroom two offers a spacious walk in closet. Outdoor living is a genuine highlight here. Travertine screened enclosures grace both the lanai and balcony, framed by a privacy fence for peaceful mornings and unhurried evenings. A short stroll leads to the heated community pool and playground. Beyond the front gate, this sought-after neighborhood offers security, serenity, and a refreshingly low monthly fee — a combination that rarely comes together at this value. Opportunities like this move quickly. Schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,912
Sqft
0.05 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
Days on market
0 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33626 — neighborhood snapshot
Population
30,736
Median age
40.5
Median income
$123,580
Median home value
$506,600
Avg household
2.61
Households w/ children
4,132
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14082 WATERVILLE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14082 WATERVILLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14082 WATERVILLE CIRCLE FAQs
What would the monthly payment be for 14082 WATERVILLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,666/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14082 WATERVILLE CIRCLE?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14082 WATERVILLE CIRCLE?+
The most recent tax bill on record (2025) was $6,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14082 WATERVILLE CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $399,900, this home is listed about 11% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14082 WATERVILLE CIRCLE?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Listed today in a Tampa market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Sandy Papadakis. MLS #TB8539639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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