12670 116TH STREET, LARGO, FL, 33778
Active17 days on marketListed Sep 3, 2026MLS #TB8540333
About this home
12670 116TH STREET
Discover a home that combines privacy, versatility, and an exceptional location. Situated on a quiet cul-de-sac, this well-maintained residence offers an inviting split-bedroom floor plan, generous living spaces, and multiple places to enjoy Florida’s indoor-outdoor lifestyle. At the center of the home is a spacious great room filled with natural light and anchored by a wood-burning fireplace, creating a welcoming setting for everything from quiet evenings to gatherings with friends. The kitchen keeps you connected to the action with a breakfast bar, solid granite countertops, and attractive solid wood cabinetry with decorative glass inserts. The private primary suite is much more than a place to unwind. Along with a walk-in closet and updated bath featuring an impressive walk-in shower, you’ll find a bonus space currently enjoyed as an artist studio. Its flexible design makes it equally suited for a home office, reading room, exercise area, or personal retreat. Sliding doors open to a patio sitting area, providing another peaceful spot to enjoy the outdoors. An interior laundry room adds everyday convenience with overhead cabinetry, a utility sink, and additional pantry storage. Numerous closets throughout the home provide even more space to keep everything organized. Out back, a large screened porch invites you to relax beneath the canopy of mature shade trees. The fenced yard offers privacy, established landscaping adds to the tranquil setting, and an automatic reclaimed sprinkler system helps simplify lawn care. Best of all, with the Pinellas Trail directly behind the property, walking, biking, and exploring the area are practically at your doorstep. Enjoy a location that puts you close to Walsingham Park, Largo Mall, shopping, dining, and the beautiful Gulf beaches while still giving you a peaceful place to come home to.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,663
Sqft
0.15 ac
Lot size
2
Garage
1980
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,327 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,327/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.7%
$/sqft vs Largo actives
$286 vs $222
Days on market
17 vs 54 typical
Where $286/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12670 116TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$410,000
12536 116TH STREET · same community
2 bd · 2 ba · 1,614 sqft · $254/sqft · 79 DOM
Sold · Jul ’26$515,000
12664 115TH STREET · same community
3 bd · 2 ba · 1,607 sqft · $320/sqft · 46 DOM
Sold · Apr ’26$563,000
12671 115TH STREET · same community
3 bd · 2 ba · 1,568 sqft · $359/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12670 116TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12670 116TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12670 116TH STREET FAQs
What would the monthly payment be for 12670 116TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12670 116TH STREET?+
The most recent tax bill on record (2025) was $1,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $475,000, this home is listed about 64% above the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12670 116TH STREET?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8540333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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