316 N BAYSHORE BOULEVARD UNIT 105, CLEARWATER, FL, 33759
Active24 days on marketListed Aug 27, 2026MLS #TB8540423
About this home
316 N BAYSHORE BOULEVARD UNIT 105
Short Sale. HARBOUR TOWNE CONDOS 1 BEDROOM 1 BATH 1ST FLOOR WITH A PRIVATE PATIO. ENJOY FLORIDA LIVING WITH OLYMPIC SIZE POOL, LARGE CLUBHOUSE, FITNESS ROOM, AND TENNIS COURTS. PERFECT INVESTMENT HOME, FIRST HOME OR DOWNSIZE HOME. PET FRIENDLY AND ACTIVE LIFE STYLE WITH BIKING, JOGGING OR WALKING ON THE REAM WILSON TRAIL, BEAUTIFUL DEL ORO WALKING PARK AND DEL ORO PLAYGROUND. WALK OR DIRVE TO DOWNTOWN SAFTEY HARBOR FOR STREET FESTIVALS, MUSIC EVENTS ON THE WATERFRONT, RESTURANTS, SHOPPING. LIBRARY, MUSEUMS AND NIGHTLIFE. JUST MINUTES FROM NOVA UNIVERSITY, AIRPORTS, SPORTING EVENTS, ST PETERSBURG AND THE BEACHES.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
680
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,342 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs Clearwater actives
$140 vs $224
Days on market
24 vs 53 typical
Where $140/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
248 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 N BAYSHORE BOULEVARD UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$149,500
420 N BAYSHORE BOULEVARD UNIT 108 · same community
1 bd · 1.5 ba · 710 sqft · $211/sqft · 147 DOM
Sold · Aug ’26$93,000
316 N BAYSHORE BOULEVARD UNIT 208 · same community
1 bd · 1.5 ba · 710 sqft · $131/sqft · 74 DOM
Sold · Dec ’25$113,500
230 N BAYSHORE BOULEVARD UNIT 208 · same community
1 bd · 1.5 ba · 710 sqft · $160/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 316 N BAYSHORE BOULEVARD UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 N BAYSHORE BOULEVARD UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
316 N BAYSHORE BOULEVARD UNIT 105 FAQs
What would the monthly payment be for 316 N BAYSHORE BOULEVARD UNIT 105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,342/mo — principal and interest, the actual property-tax bill, the $527/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 316 N BAYSHORE BOULEVARD UNIT 105?+
The association fee works out to $527 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 316 N BAYSHORE BOULEVARD UNIT 105?+
The most recent tax bill on record (2025) was $645. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 316 N BAYSHORE BOULEVARD UNIT 105?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $95,000, this home is listed about 66% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 316 N BAYSHORE BOULEVARD UNIT 105?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33759 market on paper
$95,000 is 45% below the CLEARWATER 33759 median of $174,000, and at $140/sqft it sits under the Clearwater average of $279.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $527/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of EMBASSY REAL ESTATE GROUP INC · Jeannie Merrick. MLS #TB8540423.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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