CENTURY 21 Edge
$325,0002 bd1.5 ba1,068 sqft$304 /sqft$2,335 /mo all-in ↓

1530 SANDY LANE, CLEARWATER, FL, 33755

Active0 days on marketListed Sep 20, 2026MLS #TB8540891

Single Family ResidenceHIGHLAND ESTATES OF CLEARWATER 1ST ADD

About this home

1530 SANDY LANE

Welcome to 1530 Sandy Lane in Clearwater, ideally located near the border of Clearwater & Dunedin! This light & bright 2-bedroom, 1.5-bath home offers an oversized, deep one-car garage, additional paved parking, a large enclosed porch & beautiful established gardens. Major 2025 improvements include a new roof & water heater. The home also features updated double-pane windows for added comfort & efficiency. Inside, abundant natural light creates a bright & welcoming feel throughout the home. The spacious living & dining areas offer flexibility for everyday living & entertaining. The living room features convenient built-in storage beneath the TV, while the dining area is highlighted by a charming bay window & additional built-in shelving. The kitchen offers generous cabinetry & counter space, distinctive textured glass cabinet inserts, a smooth-top range & built-in oven. There's also room for a small table & chairs, creating the perfect spot for morning coffee or casual meals. A love of gardening is evident from the moment you arrive. A beautiful green front lawn is framed by mature palms, tropical plants, colorful flowers & established landscaping. The gardens continue into the backyard, where tropical plants, flowers & mature trees create a peaceful Florida retreat. A white vinyl fence encloses the backyard, while years of care have created gardens filled with color, texture & Florida character. The approximately 16' x 12' enclosed porch features vinyl windows with screens, creating a versatile indoor-outdoor space for morning coffee, casual dining, entertaining or relaxing. Open the vinyl windows to enjoy the Florida breeze through the screens or close them for added protection from the elements. Storage is another standout feature. The oversized one-car garage, approximately 18' x 25', includes a full wall of floor-to-ceiling cabinets plus a large walk-in storage area—ideal for bicycles, beach gear, tools & more. A large paved parking pad alongside the driveway provides additional off-street parking. Enjoy convenient access to the Fred Marquis Pinellas Trail, Downtown Dunedin's restaurants, breweries, boutiques, waterfront parks & entertainment, plus Honeymoon Island State Park, Clearwater Beach & Gulf beaches. Boaters will appreciate nearby marinas & access to the waterways of Clearwater & Dunedin, while golfers will enjoy the area's many golf courses. Morton Plant Hospital & Mease Dunedin Hospital are also conveniently located nearby. Whether you're looking for a full-time primary residence or a Florida second home, 1530 Sandy Lane offers a wonderful combination of location, outdoor living, storage & valuable improvements. With its 2025 roof & water heater, updated double-pane windows, oversized garage, additional parking, enclosed porch & established tropical gardens, this home offers an inviting opportunity to enjoy the Clearwater & Dunedin lifestyle.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,068

Sqft

0.16 ac

Lot size

1

Garage

1965

Year built

One

Levels

$304

Per sqft

Garden view

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Electric Water Heater · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden
FacesSouth
ParkingBath In Garage · Driveway · Oversized · Parking Pad
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$1,411/yr
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,335 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,335/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$139KedgeAI estimate $270,612 · range $145K$393K$408K

vs edgeAI estimate

+20.1%

Days on market

0 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Sep 20, 2026Listed at $325,000 · 0 days on market since
1965Built · HIGHLAND ESTATES OF CLEARWATER 1ST ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 1530 SANDY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1530 SANDY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1530 SANDY LANE FAQs

What would the monthly payment be for 1530 SANDY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1530 SANDY LANE?+

The most recent tax bill on record (2025) was $1,411. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $325,000, this home is listed about 16% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1530 SANDY LANE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

02Fresh on the market

Listed today in a Clearwater market that averages 53 — if it fits, move quickly.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY · Kathie Lea. MLS #TB8540891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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