35418 ACKLEY TRACE, ZEPHYRHILLS, FL, 33541
Active32 days on marketListed Aug 22, 2026MLS #TB8541056
About this home
35418 ACKLEY TRACE
Welcome to 35418 Ackley Trace, a beautifully maintained 2024 built home in the Two Rivers community that has never before been offered for rent. This one owner home has been carefully enjoyed and maintained by its owners since new and offers 5 bedrooms, 2.5 bathrooms, 2,217 square feet of living space and a 2 car garage. The contemporary floor plan provides plenty of room for everyday living, entertaining, working from home or accommodating guests. One of the best features of the property is the peaceful pond and conservation view with no rear neighbors, which can be enjoyed from the covered lanai and spacious backyard. A standout upgrade rarely found in a rental home is the whole house Leaf water filtration system, along with a reverse osmosis drinking water system at the kitchen sink. The home also includes the refrigerator, range, microwave, dishwasher, disposal, washer and dryer, making it truly move in ready. Residents of Two Rivers enjoy access to the community pool and playground, with shopping, dining, medical services and major roadways conveniently located nearby. If you have been looking for the feel and condition of a newer home without having to buy, this is a great opportunity to enjoy a spacious, well cared for home in a growing Zephyrhills community. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,217
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$1 vs $174
Days on market
32 vs 49 typical
Where $1/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
235 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35418 ACKLEY TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$365,000
1726 LANIER ROAD · same community
4 bd · 2.5 ba · 1,870 sqft · $195/sqft · 199 DOM
Sold · Jul ’26$449,000
1307 BROWARD DRIVE
4 bd · 3 ba · 2,084 sqft · $215/sqft · 2 DOM
Sold · May ’26$439,200
1320 BROWARD DRIVE
4 bd · 3 ba · 2,084 sqft · $211/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 35418 ACKLEY TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35418 ACKLEY TRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35418 ACKLEY TRACE FAQs
What would the monthly payment be for 35418 ACKLEY TRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 35418 ACKLEY TRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $2,650, this home is listed about 99% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 35418 ACKLEY TRACE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Kamal M Abdel Suarez, P.A.. MLS #TB8541056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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