6446 LUCKY LANE, SPRING HILL, FL, 34609
Active11 days on marketListed Aug 24, 2026MLS #TB8541160
About this home
6446 LUCKY LANE
Welcome to this LARGE PROPERTY offering plenty of space, flexibility, and comfort! This spacious home features a GREAT UPSTAIRS WRAPAROUND TERRACE, perfect for enjoying your morning coffee or relaxing outdoors. Inside, the LARGE FAMILY ROOM WITH OPEN-CONCEPT LAYOUT provides an inviting space for gathering and entertaining, while the LARGE KITCHEN offers plenty of room for meal preparation and family time. The home also features a NEW AC UNIT, PLENTY OF STORAGE THROUGHOUT, and TWO BONUS ROOMS that can be customized to suit your needs—ideal for an office, hobby space, playroom, or additional living space. With its generous property size and versatile floor plan, this home offers plenty of room to make it your own!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,689
Sqft
1.2 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,160 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,160/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Spring Hill actives
$162 vs $192
Days on market
11 vs 43 typical
Where $162/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
246 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 6446 LUCKY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$229,000
6351 LUCKY LANE · same community
2 bd · 2 ba · 896 sqft · $256/sqft · 10 DOM
Sold · Feb ’26$560,000
15150 SURREY BEND
3 bd · 2 ba · 2,736 sqft · $205/sqft · 3 DOM
Sold · Jun ’26$560,000
5316 CHAMPIONSHIP CUP LANE
3 bd · 2.5 ba · 2,778 sqft · $202/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6446 LUCKY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6446 LUCKY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6446 LUCKY LANE FAQs
What would the monthly payment be for 6446 LUCKY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,160/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6446 LUCKY LANE?+
The most recent tax bill on record (2026) was $2,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $436,000, this home is listed about 28% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6446 LUCKY LANE?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Tania Patone. MLS #TB8541160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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