38638 PATTI LANE, DADE CITY, FL, 33523
Active28 days on marketListed Aug 24, 2026MLS #TB8541320
About this home
38638 PATTI LANE
---Welcome home to 38638 Patti Lane! This charming 4-bedroom, 2-bath home offers the ideal blend of comfort, space, and location in the Dade City area. A standout feature is the spacious corner-lot setting, offering added outdoor space and flexibility for enjoying the Florida lifestyle, entertaining, gardening, or simply relaxing. Inside, you'll find a comfortable layout with spacious living areas, a well-appointed kitchen, indoor laundry, walk-in closet, and durable tile and laminate flooring throughout. The attached one-car garage provides convenient parking and additional storage. Location is a major highlight! Enjoy a peaceful residential setting while remaining conveniently located near historic Downtown Dade City, local shopping, dining, parks, recreation, and everyday amenities. Popular area destinations include Downtown Dade City, Hardy Trail, Pioneer Florida Museum & Village, Withlacoochee River Park, and other community attractions. The home is also close to local schools, with Lacoochee Elementary listed approximately 0.2 miles away. School assignments and availability should be independently verified with Pasco County Schools. With no HOA, you'll have added flexibility and freedom to enjoy your property your way. Whether you're a first-time buyer, looking for an affordable Dade City home, or seeking a property with a generous lot and convenient access to the area's attractions and amenities, 38638 Patti Lane offers an inviting opportunity. Come see why the corner-lot setting, spacious yard, no-HOA flexibility, and convenient Dade City location make this home one to put on your list!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,156
Sqft
0.22 ac
Lot size
1
Garage
2003
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15%
$/sqft vs Dade City actives
$190 vs $187
Days on market
28 vs 43 typical
Where $190/sqft sits among the 374 Dade City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $352K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
183 of 374
Dade City actives have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 38638 PATTI LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$214,900
38545 PATTI LANE
3 bd · 1 ba · 1,120 sqft · $192/sqft · 132 DOM
Sold · Mar ’26$269,000
21033 MARKET STREET
3 bd · 2 ba · 1,200 sqft · $224/sqft · 42 DOM
Sold · Mar ’26$223,000
20054 US HIGHWAY 301
3 bd · 2 ba · 1,088 sqft · $205/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38638 PATTI LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38638 PATTI LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38638 PATTI LANE FAQs
What would the monthly payment be for 38638 PATTI LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38638 PATTI LANE?+
The most recent tax bill on record (2025) was $754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $220,000, this home is listed about 44% below the Dade City median of $393,965. The market section on this page shows how the area is trending.
Which schools are assigned to 38638 PATTI LANE?+
Pasco Middle School (middle), Pasco High School (high), Lacoochee Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Andrew Cintron. MLS #TB8541320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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