CENTURY 21 Edge
Short-Term Rental Eligible
$599,9904 bd2.5 ba2,449 sqft$245 /sqft$4,492 /mo all-in ↓

1639 LEDGESTONE DRIVE, BRANDON, FL, 33511

Active1 days on marketListed Aug 27, 2026MLS #TB8541386

Private poolSingle Family ResidencePROVIDENCE LAKES PRCL N PHAS

Come see it

Upcoming open house

Sun, Aug 30

12:00 PM – 2:00 PM

About this home

1639 LEDGESTONE DRIVE

Welcome to 1639 Ledgestone Dr in Brandon’s desirable Providence Lakes- a beautifully updated 4BR, 2.5BA home with a versatile upstairs loft area and private saltwater pool on a half of an acre, offering 2,449 sq. ft. of comfortable Florida living designed for both everyday life and entertaining. This special layout features multiple living areas and an open, inviting floor plan. The fully updated kitchen is complete with stainless steel appliances including a double oven, cook top, kitchen island with storage and breakfast bar plus convenient sliders to the saltwater pool for effortless indoor-outdoor living. The downstairs primary bedroom and ensuite bath with free standing tub and glass shower enclosure create a spa like feel. Sliders to the pool area allow easy access to take a dip. Upstairs you'll find a loft along with three additional bedrooms and full bath including one bedroom thoughtfully set up for an office with built in cabinetry perfect for a productive workspace. Step outside to enjoy your backyard oasis featuring a sparkling saltwater pool and a brand-new lanai-2025, ideal for relaxing or hosting year-round. Recent updates provide peace of mind and modern convenience including two new HVAC systems in 2024 and 2026, a newer hot water heater-2024, GE kitchen appliances-2023 LG French door refrigerator- 2024 and updated smart switches throughout the home. Located in the established Providence Lakes community, this home is within 20 miles of downtown and MacDill Air Force Base making commuting and weekend outings a breeze. Providence Lakes features a community park and playground area. Looking to enjoy the Florida lifestyle, you have found it here!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,449

Sqft

0.59 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$245

Per sqft

Private poolPets allowed

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouthwest
ParkingGarage Door Opener
ExteriorIrrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$41/mo
Taxes (2025)$9,940/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,492 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$828
HOA fee — from the listing$41
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,999
Interest rate6.00%
Loan term

Estimated payment

$4,492/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$828
HOA / condo fee$41
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$486KedgeAI estimate $512,861 · range $506K$526K$624K

vs edgeAI estimate

+17%

$/sqft vs Brandon actives

$245 vs $212

Days on market

1 vs 31 typical

Where $245/sqft sits among the 267 Brandon actives

48
44
72
47 · this home
29
27
$139–167$167–194$194–222$222–249$249–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,095/mo median

MarketBrandon
Annual gross at median$25,140
Gross yield on this price4.2%
Homes for rent right now79

Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Providence Lakes

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)31 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Providence is a short-term-rental community. See the full guide →

Providence Lakes — neighborhood snapshot

Population

4,975

Median age

45

Median income

$79,424

Median home value

$307,471

Avg household

2

Households w/ children

604

For the school run

Hillsborough County School District

ElementaryMintz Elementary School★★★★
HighRiverview High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$375K$365K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

140 of 267

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $599,990 · 1 days on market since
1996Built · PROVIDENCE LAKES PRCL N PHAS

Reality check

What actually sold near 1639 LEDGESTONE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1641 LEDGESTONE DRIVESold · May ’26

$490,000

1641 LEDGESTONE DRIVE · same community

4 bd · 2.5 ba · 2,063 sqft · $238/sqft · 169 DOM

1410 VIOLA DRIVESold · Jun ’26

$487,000

1410 VIOLA DRIVE

4 bd · 3 ba · 2,388 sqft · $204/sqft · 86 DOM

11329 EMERSON LAKE DRIVESold · Dec ’25

$430,000

11329 EMERSON LAKE DRIVE

3 bd · 2.5 ba · 2,384 sqft · $180/sqft · 401 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1639 LEDGESTONE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1639 LEDGESTONE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1639 LEDGESTONE DRIVE FAQs

What would the monthly payment be for 1639 LEDGESTONE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,492/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1639 LEDGESTONE DRIVE?+

The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1639 LEDGESTONE DRIVE?+

The most recent tax bill on record (2025) was $9,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1639 LEDGESTONE DRIVE be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1639 LEDGESTONE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $599,990, this home is listed about 60% above the Brandon median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1639 LEDGESTONE DRIVE?+

Mintz Elementary School (elementary), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$599,990 runs 71% above the BRANDON 33511 median — but at 2,449 sqft it's also 45% larger than the typical Brandon listing.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Fresh on the market

Only 1 day on market in a Brandon market that averages 31 — if it fits, move quickly.

05Strong assigned schools

Mintz Elementary School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Renee Cofone. MLS #TB8541386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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