900 GULF BOULEVARD UNIT 302, INDIAN ROCKS BEACH, FL, 33785
Active3 days on marketListed Aug 26, 2026MLS #TB8541592
About this home
900 GULF BOULEVARD UNIT 302
Welcome to Reflections on the Gulf, a premier beachfront community in the heart of Indian Rocks Beach! Perched on the 3rd floor, this residence features a true million-dollar view overlooking a nearly private stretch of beach. Wake up to the soothing sounds of crashing waves, and unwind each evening as the sky transforms with vibrant orange, pink, and blue coastal sunsets. This unit combines an iconic location with a mechanical peace of mind: new hurricane electric shutters, A/C installed in 2021, and both a hot water heater and electrical panel replaced in 2024. The entire building has just completed a comprehensive, top-to-bottom overhaul, and all assessments have already been paid in full by the seller! Enjoy virtually brand-new common amenities including new elevators, a renovated lobby, and newly completed private balconies, with fresh professional landscaping arriving in the coming months. The community offers resort-style amenities including private beach access, a beachfront pool and spa, tennis courts, sauna, and a welcoming lobby lounge. Short-term rentals are permitted with a 2-week minimum, making this an extraordinary opportunity for investors, seasonal residents, or full-time coastal living. Walking distance to local cafes, dining, and the Indian Rocks Beach Nature Preserve! Come see what a preferred property feels like. Ask for a showing at Sunset and you will not be disappointed!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,275
Sqft
2.43 ac
Lot size
1981
Year built
One
Levels
$608
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,451 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,451/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Indian Rocks Beach actives
$608 vs $649
Days on market
3 vs 89 typical
Where $608/sqft sits among the 92 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
47 of 92
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 GULF BOULEVARD UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$725,000
900 GULF BOULEVARD UNIT 702 · same community
2 bd · 2 ba · 1,275 sqft · $569/sqft · 45 DOM
Sold · Jun ’26$1,020,000
102 GULF BOULEVARD UNIT 401
2 bd · 2 ba · 1,279 sqft · $797/sqft · 21 DOM
Sold · Sep ’25$73,000
15010 113TH AVENUE UNIT 54
2 bd · 2 ba · 1,248 sqft · $58/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 900 GULF BOULEVARD UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 GULF BOULEVARD UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
900 GULF BOULEVARD UNIT 302 FAQs
What would the monthly payment be for 900 GULF BOULEVARD UNIT 302?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 900 GULF BOULEVARD UNIT 302?+
The most recent tax bill on record (2025) was $9,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 900 GULF BOULEVARD UNIT 302?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $775,000, this home is listed about 3% above the Indian Rocks Beach median of $749,450. The market section on this page shows how the area is trending.
Which schools are assigned to 900 GULF BOULEVARD UNIT 302?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Fresh on the market
Only 3 days on market in a Indian Rocks Beach market that averages 89 — if it fits, move quickly.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAND KEY REALTY · Bryan Sykes. MLS #TB8541592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Indian Rocks Beach homes, in your inbox
Like 900 GULF BOULEVARD UNIT 302 but not quite? A daily digest of every new listing in Indian Rocks Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →