245 116TH AVENUE UNIT 245, TREASURE ISLAND, FL, 33706
Active9 days on marketListed Aug 26, 2026MLS #TB8541825
About this home
245 116TH AVENUE UNIT 245
Enjoy waterfront living at its finest in this beautifully updated, move-in-ready end-unit townhome located in an exclusive three-home complex on the stunning Isle of Capri. From the start, you’ll love the lifestyle here—especially your boating setup with a dedicated boat slip with a 13K lift and a separate 7K platform lift for kayaks, complete with water and power. Thoughtfully maintained and designed for comfort, this 2-bedroom, 1.5-bath home also includes key upgrades for peace of mind: a new 2021 roof, a new A/C compressor and air handler with Dynamic Ozone UV light installed in May 2023, and a new 40-gallon hot water tank added in January 2024. Step inside to an open, airy living area with calming canal views! The main level features durable tile flooring and an updated kitchen with black stainless-steel appliances, pebble grey and rocky mountain sky shaker KraftMaid soft-close cabinets, an aqua quartz double sink, and sleek quartz countertops finished with a dramatic waterfall edge. The dining area includes a custom-built bar with a rich walnut countertop and generous storage, perfect for easy entertaining. Upstairs, warm wood flooring leads to a spacious primary suite with breathtaking canal views, a custom-built wall-to-wall closet with five hanging module areas and 20 drawers, and southern exposure that fills the home with natural light. The upper level also includes a second bedroom with flexibility for twin beds or a trundle bed and office space, an inside laundry area, and a fully updated main bathroom featuring ceiling-to-floor white tile with floral accent walls, a walk-in shower with Kohler fixtures, a towel warmer, and a bidet toilet. Outside, the lifestyle perks truly set this home apart: enjoy rare yard space perfect for grilling and unwinding, along with two dedicated parking spots and additional guest parking. With an unbeatable location—an easy walk to the beach and close to restaurants, shopping, and Johns Pass—this is waterfront living you’ll want to come home to every day. This unit did not experience water intrusion from Hurricane Helene or Hurricane Milton! Schedule your private showing today and make this waterfront dream your new home.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,100
Sqft
1985
Year built
Two
Levels
$682
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,822 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,822/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.1%
$/sqft vs Treasure Island actives
$682 vs $522
Days on market
9 vs 96 typical
Where $682/sqft sits among the 166 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 166
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 116TH AVENUE UNIT 245
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$190,000
556 PLAZA SEVILLE COURT UNIT 106
2 bd · 2 ba · 1,145 sqft · $166/sqft · 43 DOM
Sold · Apr ’26$300,000
507 PLAZA SEVILLE COURT UNIT 13
2 bd · 2 ba · 1,145 sqft · $262/sqft · 25 DOM
Sold · Aug ’26$500,000
10265 GULF BOULEVARD UNIT A306
2 bd · 2 ba · 1,046 sqft · $478/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 245 116TH AVENUE UNIT 245 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 116TH AVENUE UNIT 245 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 116TH AVENUE UNIT 245 FAQs
What would the monthly payment be for 245 116TH AVENUE UNIT 245?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 245 116TH AVENUE UNIT 245?+
The most recent tax bill on record (2026) was $4,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 245 116TH AVENUE UNIT 245?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $750,000, this home is listed about 10% above the Treasure Island median of $679,500. The market section on this page shows how the area is trending.
Which schools are assigned to 245 116TH AVENUE UNIT 245?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 67% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Ruth Primeau, P.A. MLS #TB8541825.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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