1310 GULF BOULEVARD UNIT 503, INDIAN ROCKS BEACH, FL, 33785
Active2 days on marketListed Aug 25, 2026MLS #TB8541950
About this home
1310 GULF BOULEVARD UNIT 503
Experience elevated beachfront living in this exceptional penthouse at Sea Horse Condominium, an intimate 15-residence community directly on the sands of Indian Rocks Beach. Panoramic Gulf views and spectacular sunsets define this coastal retreat, offering an ideal setting for a luxury second home or full-time Florida residence. A wall of hurricane-impact windows fills the open-concept living space with natural light while framing sweeping views of the Gulf of Mexico. The spacious primary suite features an ensuite bath and walk-in closet, while an expansive Gulf-front balcony is accessible from the primary bedroom, guest bedroom and living room, creating a seamless connection to the beach and breathtaking waterfront setting. Sea Horse Condominium has undergone extensive improvements, including hurricane-impact windows and doors, epoxy non-skid balcony surfaces, an updated pool and enhanced grounds. With just 15 residences, the community offers a sense of privacy and exclusivity rarely found along the beach. Ideally located on Gulf Boulevard in Indian Rocks Beach, this penthouse places you near locally loved restaurants and shops while offering convenient access to Clearwater Beach, St. Petersburg and the greater Tampa Bay area. A rare opportunity to own a Gulf-front penthouse and enjoy the relaxed sophistication of Florida's Gulf Coast.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,420
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$809
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,891 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,891/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81%
$/sqft vs Indian Rocks Beach actives
$809 vs $646
Days on market
2 vs 89 typical
Where $809/sqft sits among the 92 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 92
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1310 GULF BOULEVARD UNIT 503
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
11590 SHIPWATCH DRIVE UNIT 248
2 bd · 2 ba · 1,445 sqft · $246/sqft · 95 DOM
Sold · Jul ’26$502,200
11590 SHIPWATCH DRIVE UNIT 841
2 bd · 2 ba · 1,445 sqft · $348/sqft · 243 DOM
Sold · Dec ’25$390,000
14264 PAGE AVENUE
3 bd · 2 ba · 1,376 sqft · $283/sqft · 237 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1310 GULF BOULEVARD UNIT 503 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1310 GULF BOULEVARD UNIT 503 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1310 GULF BOULEVARD UNIT 503 FAQs
What would the monthly payment be for 1310 GULF BOULEVARD UNIT 503?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,891/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1310 GULF BOULEVARD UNIT 503?+
The most recent tax bill on record (2025) was $13,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1310 GULF BOULEVARD UNIT 503?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,149,000, this home is listed about 53% above the Indian Rocks Beach median of $749,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1310 GULF BOULEVARD UNIT 503?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,149,000 runs 56% above the INDIAN ROCKS BEACH 33785 median — but at 1,420 sqft it's also 20% larger than the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Indian Rocks Beach market that averages 89 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Karen Apa. MLS #TB8541950.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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