CENTURY 21 Edge
$140,000≈$1,091 /mo all-in ↓

349C+R6, O'BRIEN, FL, 32071

Active26 days on marketListed Aug 25, 2026MLS #TB8542086

✦ Priced 32% below the O'BRIEN 32071 median

About this home

349C+R6

Discover the possibilities with this beautiful 5-acre vacant lot located in Hawkins Estates Phase 2 in O’Brien, Florida! Enjoy the peace and privacy of country living with plenty of space to create your own vision. Whether you’re looking for a future homesite, recreational property, or an investment opportunity, this spacious parcel offers room to enjoy the relaxed North Florida lifestyle. Conveniently located with access from County Road 49 and within driving distance of O’Brien, Branford, Live Oak, and surrounding areas. Don’t miss the opportunity to own 5 acres in Suwannee County! Drive by and take a look today. Buyer and buyer’s agent to verify all information, including zoning, land use, building requirements, utilities, and property boundaries with the appropriate county authorities.

Facts & features

The home at a glance

5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$537/yr

Utilities & systems

UtilitiesWater Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2025 actual bill$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $4,900
Interest rate6.00%
Loan term

Estimated payment

$1,091/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside O'brien

Get to know O'brien. See the full O'brien guide →

O'BRIEN 32071 — neighborhood snapshot

Population

3,550

Median age

43.2

Median income

$49,563

Median home value

$136,100

Avg household

2.69

Households w/ children

267

The numbers that matter

The O'brien market

Seller’s marketLeans buyer — 9.6 months of inventoryBuyer’s market

$289K → $248K

O'brien median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, O'brien, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the O'BRIEN 32071 median. See the full O'brien market guide →

Paper trail

This home's history

Aug 25, 2026Listed at $140,000 · 26 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 349C+R6 — start here.

CallText
anthony.richardson@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 349C+R6 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

349C+R6 FAQs

What would the monthly payment be for 349C+R6?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 349C+R6?+

The most recent tax bill on record (2025) was $537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in O'brien?+

At $140,000, this home is listed about 56% below the O'brien median of $317,500. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of CENTURY 21 ROSA LEON · Gladys Pineer. MLS #TB8542086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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