1438 EMERALD HILL WAY, VALRICO, FL, 33594
Active25 days on marketListed Aug 26, 2026MLS #TB8542145
About this home
1438 EMERALD HILL WAY
WELCOME SPECTACULAR SUNSETS OVER THE DIAMOND HILL GOLF COURSE from your 500-SF backyard lanai and most of the other rooms in this 2,700-SF home updated from top to bottom during the last 2 years! Yes, after a new roof and water heater installed in 2024, these owners added 2025 luxury vinyl plank floors and carpet, upgraded ceiling fans, lighting, fresh paint and more. Now they're moving because of employment, so here's YOUR chance to enhance this lovely location. It overlooks the 4th fairway at Diamond Hill Golf Club, a security-gated community with its own clubhouse pool, fitness center, playground park and basketball court. You get 4 bedrooms and 3 full baths in a 3-way split for flexible living, plus a 1,000-SF upstairs bonus useful as another bedroom, office, game or media room that also includes a storage space so large it actually IS used as a kid's bedroom hideaway right now. This second story and all secondary bedrooms are newly carpeted, while the entire downstairs features the new LVP except for the tiled owner's suite bathroom with dual sinks, garden tub and separate shower. The owner's suite, living room, family room, and kitchen cafe open through 4 sets of sliders to that big lanai for great entertaining or private relaxation -- all of it screened AND roof-sheltered for all-weather enjoyment. A 3-car garage and driveway facing more neighborhood green space complete the picture here. Now all it needs is you!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,704
Sqft
0.17 ac
Lot size
3
Garage
2005
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,081 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,081/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs Valrico actives
$179 vs $215
Days on market
25 vs 36 typical
Where $179/sqft sits among the 197 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Diamond Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Diamond Hill — neighborhood snapshot
Population
1,267
Median age
40
Median income
$99,444
Median home value
$395,100
Avg household
3
Households w/ children
187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 197
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1438 EMERALD HILL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$600,000
2412 DRAKE ELM TERRACE
4 bd · 3 ba · 2,637 sqft · $228/sqft · 13 DOM
Sold · Oct ’25$470,000
1102 HUNT CLUB LANE
4 bd · 3.5 ba · 2,776 sqft · $169/sqft · 129 DOM
Sold · Oct ’25$615,000
13321 LEWIS RAULERSON ROAD
4 bd · 3 ba · 2,788 sqft · $221/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1438 EMERALD HILL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1438 EMERALD HILL WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1438 EMERALD HILL WAY FAQs
What would the monthly payment be for 1438 EMERALD HILL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1438 EMERALD HILL WAY?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1438 EMERALD HILL WAY?+
The most recent tax bill on record (2025) was $9,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1438 EMERALD HILL WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $485,000, this home is listed about 2% above the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1438 EMERALD HILL WAY?+
Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 16% above the VALRICO 33594 median — but at 2,704 sqft it's also 21% larger than the typical Valrico listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Valrico Elementary School, Mann Middle School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $500,000, now $485,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Ann Marie Vaughan. MLS #TB8542145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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