4760 LAGO VISTA CIRCLE, LAND O LAKES, FL, 34639
Active27 days on marketListed Aug 27, 2026MLS #TB8542154
About this home
4760 LAGO VISTA CIRCLE
Price Reduction. NO CDD and no flood insurance. Sellers have enjoyed the home for a short time but need to downsize. Welcome to 4760 Lago Vista Circle, nestled within the gated community of Lago Del Rey—a private enclave featuring just a small collection of homes and no rear neighbors in sight. Step through the grand double entryway into a light-filled 2,900-square-foot sanctuary built in 2018, thoughtfully designed around a three-way split floor plan defined by elegant trey ceilings, crown molding, and easy-care flooring that runs throughout the main living areas, reserving plush carpet strictly for the bedrooms (updated in 2024). Culinary enthusiasts will fall in love with the gourmet kitchen that features an oversized island, GRANITE countertops, wood cabinetry, pull out drawers, stainless steel appliances, STYLISH pendant lights, and a large walk-in pantry which flows effortlessly into a flexible dining space. Positioned on its own side of the house for ultimate privacy, the massive primary suite offers an unmatched spa experience featuring his-and-hers closets, an elevated soaking tub, and a walk-in shower large enough for six. Versatility shines throughout the home, including a bedroom with a built-in waterfall desk with a granite top ideal for an office. The fourth bedroom sits at the back of the home to provide quick, direct entry to the patio. Entertain guests or simply unwind in your lush backyard oasis which features beautifully designed POOL and SPA, pavers, café lights, cabana and privacy fence. Pool features include a new (2026) Jandy Pump and automation. Additional features include a LUXURY lighting package, ceiling fans, custom SHUTTERS, crown molding in the main living spaces, numerous arches and more. Heavy-duty hurricane-rated sliding French doors open wide to bring the outside in, leading to a spacious covered patio where you can sit out under the roofline long into the evening. Beyond the patio sits a private cabana ready to be outfitted as your dream outdoor bar or grill station, while car enthusiasts will appreciate the impressive 3-car garage complete with pristine, fully epoxied floors. This home is a MUST SEE to appreciate all the details and pride of ownership.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,948
Sqft
0.24 ac
Lot size
3
Garage
2017
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,597 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,597/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Land O Lakes actives
$259 vs $205
Days on market
27 vs 43 typical
Where $259/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
241 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4760 LAGO VISTA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$900,000
4807 LAGO VISTA CIRCLE · same community
4 bd · 3.5 ba · 4,178 sqft · $215/sqft · 35 DOM
Sold · Apr ’26$620,000
3628 VALENCIA COVE COURT
4 bd · 3 ba · 2,810 sqft · $221/sqft · 21 DOM
Sold · Apr ’26$585,000
3744 E LAKE DRIVE
4 bd · 3 ba · 2,736 sqft · $214/sqft · 449 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4760 LAGO VISTA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4760 LAGO VISTA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4760 LAGO VISTA CIRCLE FAQs
What would the monthly payment be for 4760 LAGO VISTA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,597/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4760 LAGO VISTA CIRCLE?+
The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4760 LAGO VISTA CIRCLE?+
The most recent tax bill on record (2025) was $10,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4760 LAGO VISTA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $765,000, this home is listed about 82% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4760 LAGO VISTA CIRCLE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$765,000 runs 101% above the LAND O LAKES 34639 median — but at 2,948 sqft it's also 44% larger than the typical Land O Lakes listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $775,000, now $765,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jennifer Hernandez. MLS #TB8542154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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