1655 S HIGHLAND AVENUE UNIT J194, CLEARWATER, FL, 33756
Active1 days on marketListed Aug 28, 2026MLS #TB8542168
About this home
1655 S HIGHLAND AVENUE UNIT J194
Enjoy the WATERVIEW at Penthouse Groves. This 1st floor unit over 1,200 sq. ft. features 2beds/2baths with an Open Floor Plan. Large sliding glass doors off the living and dining areas bring in tons of Natural light as well as the shimmering pond where you will enjoy our local wildlife. Kitchen has plenty of cabinet spaces and a wall pantry closet which provides plenty of storage. Off of the Kitchen there is a spacious laundry room that also provides additional storage. Down the hall you will have the guest bathroom that features a walk-in shower. The 2nd bedroom has sliding glass doors that face the front of the building with access to your very own patio. The Primary Bedroom is next to the 2nd bedroom and features a full bathroom. The primary bedroom also faces the front of the building and has access to your very own patio where you can enjoy the outdoors and gardening. This is located in a 55+ Community and has an assigned COVERED parking space with guest parking as well. Your monthly HOA covers cable, internet, escrow reserves, exterior maintenance, pool maintenance, sewer, water and trash. This community offers many amenities such as a clubhouse with Kitchen, pool table, card room, library, fitness, sauna, heated pool and more!! The pond has a dock where you can enjoy fishing. Perfect for a full time resident or a winter retreat for snowbird season. Come experience the tranquility and convenience of Penthouse Groves—you’ll love calling this place home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
5.85 ac
Lot size
1972
Year built
One
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,391 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,391/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Clearwater actives
$125 vs $224
Days on market
1 vs 53 typical
Where $125/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Penthouse Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Penthouse Groves — neighborhood snapshot
Population
329
Median age
57
Median income
$50,190
Median home value
$290,500
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1655 S HIGHLAND AVENUE UNIT J194
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$180,000
1655 S HIGHLAND AVENUE UNIT F126 · same community
2 bd · 2 ba · 1,270 sqft · $142/sqft · 106 DOM
Sold · Jan ’26$120,000
1655 S HIGHLAND AVENUE UNIT J390 · same community
2 bd · 2 ba · 1,270 sqft · $94/sqft · 6 DOM
Sold · Mar ’26$178,000
1655 S HIGHLAND AVENUE UNIT F125 · same community
2 bd · 2 ba · 1,270 sqft · $140/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1655 S HIGHLAND AVENUE UNIT J194 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1655 S HIGHLAND AVENUE UNIT J194 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1655 S HIGHLAND AVENUE UNIT J194 FAQs
What would the monthly payment be for 1655 S HIGHLAND AVENUE UNIT J194?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1655 S HIGHLAND AVENUE UNIT J194?+
The most recent tax bill on record (2025) was $2,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1655 S HIGHLAND AVENUE UNIT J194?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $159,000, this home is listed about 43% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1655 S HIGHLAND AVENUE UNIT J194?+
Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33756 market on paper
$159,000 is 53% below the CLEARWATER 33756 median of $339,000, and at $125/sqft it sits under the Clearwater average of $279.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Ponce De Leon Elementary School, Largo High School, Largo Middle School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PLUMLEE GULF BEACH REALTY · Christa Ballauer. MLS #TB8542168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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