9515 SIMEON DRIVE, LAND O LAKES, FL, 34638
Active24 days on marketListed Aug 27, 2026MLS #TB8542258
Come see it
Upcoming open house
Sun, Sep 20
1:00 PM – 3:00 PM
About this home
9515 SIMEON DRIVE
Virtually Staged. Welcome to this beautifully updated three-bedroom, two-and-a-half-bathroom home in the Asbel Creek & Estates community of Land O’ Lakes, offering 2,269 square feet of living space and a fantastic pond view. Improvements include a 2026 roof, 2026 electrical panel, newer water heater, fresh interior and exterior paint, extra attic insulation, irrigation system, and wiring for 5.1 surround sound. As you enter, a welcoming foyer opens to a front living room, while the spacious family room and dining area create a comfortable gathering space. The dining area is conveniently located just off the kitchen, making everyday meals and entertaining effortless. The kitchen features Corian countertops, newer stainless steel appliances, and tons of cabinets for exceptional storage and organization. Updated ceiling fans and plantation shutters throughout add both style and comfort. Upstairs, all three bedrooms provide privacy and separation from the main living areas. The spacious primary suite features a large walk-in closet with custom organizers and a private bathroom complete with a dual-sink vanity, soaking tub, and separate step-in shower. Two additional bedrooms share a full bathroom with a tub/shower combination. The second floor also offers a versatile loft area, perfect for a home office, playroom, media space, or additional living area. New luxury plank vinyl flooring has been added to the stairs and throughout the second floor, while the remodeled guest bathroom provides an additional modern update. Step outside and enjoy the beautiful pond view and fully fenced backyard, offering a peaceful backdrop, added privacyand an added sense of privacy. Residents enjoy a community park and playground, plus access to the community pool in Cypress Reserve. With a low HOA and no CDD, this home combines thoughtful updates, flexible living space, and an excellent location close to parks and major roadways for an easy commute. This is a wonderful opportunity to enjoy the Land O’ Lakes lifestyle with a pond view you’ll appreciate every day. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,269
Sqft
0.17 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,001 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,001/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Land O Lakes actives
$161 vs $205
Days on market
24 vs 43 typical
Where $161/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
238 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 9515 SIMEON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
9645 JAYBIRD LANE · same community
3 bd · 2 ba · 2,217 sqft · $165/sqft · 3 DOM
Sold · Oct ’25$369,000
9528 BATON ROUGE LANE · same community
4 bd · 3 ba · 2,136 sqft · $173/sqft · 43 DOM
Sold · Sep ’25$343,000
18630 NEW LONDON AVENUE · same community
3 bd · 2 ba · 1,978 sqft · $173/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 9515 SIMEON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9515 SIMEON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9515 SIMEON DRIVE FAQs
What would the monthly payment be for 9515 SIMEON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,001/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9515 SIMEON DRIVE?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9515 SIMEON DRIVE?+
The most recent tax bill on record (2025) was $5,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9515 SIMEON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $365,000, this home is listed about 13% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9515 SIMEON DRIVE?+
Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $370,000, now $365,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8542258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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