CENTURY 21 Edge
$459,0003 bd2 ba1,377 sqft$333 /sqft$3,240 /mo all-in ↓

13101 116TH STREET, LARGO, FL, 33778

Active24 days on marketListed Aug 27, 2026MLS #TB8542586

Private poolSingle Family ResidenceHEATHER HILLS

About this home

13101 116TH STREET

**MODEL-HOME STYLE IN THE HEART OF LARGO!** This beautifully appointed 3-bedroom, 2-bath home is truly move-in ready, combining stylish updates, a smart floor plan, and inviting indoor-outdoor living. Step inside and you'll immediately appreciate the light, bright interior, enhanced by updated windows and doors and continuous flooring that creates a seamless flow throughout the home. The desirable split-bedroom floor plan offers added privacy, while both bathrooms have been tastefully remodeled with fresh, modern finishes. The kitchen is ready to impress with solid-surface countertops, a new range, and new dishwasher, making everyday meals and entertaining effortless. An inside utility room adds convenience, and the washer and dryer stay with the home. Open the sliding glass doors and extend your living space outdoors to the spacious screened porch the perfect spot for morning coffee, weekend gatherings, or relaxing at the end of the day. Beyond the porch, the maturely landscaped backyard feels like your own private retreat, complete with multiple seating areas, a fire pit, and an above-ground pool for enjoying Florida's year-round outdoor lifestyle. Additional upgrades provide comfort and peace of mind, including brand new electrical panel, a new water heater, new water softener, and new hurricane-impact garage door on the spacious two-car garage. The neighborhood also features underground utilities, adding to its clean and attractive streetscape. Ideally located in the heart of Largo, you'll enjoy convenient access to beautiful Gulf beaches, shopping, schools, dining, recreation, and everything Pinellas County has to offer. This home shows like a model—and feels even better in person. Don't wait to make it yours. Schedule your private showing today and come see why this is the one you've been waiting for!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,377

Sqft

0.17 ac

Lot size

2

Garage

1979

Year built

One

Levels

$333

Per sqft

Private poolPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorFire Pit · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$2,100/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,240 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,240/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$413KedgeAI estimate $432,263 · range $430K$436K$477K

vs edgeAI estimate

+6.2%

$/sqft vs Largo actives

$333 vs $222

Days on market

24 vs 54 typical

Where $333/sqft sits among the 400 Largo actives

114
87
82
40
41 · this home
36
$113–167$167–222$222–277$277–332$332–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33778 — neighborhood snapshot

Population

16,054

Median age

50.9

Median income

$63,633

Median home value

$267,800

Avg household

2.41

Households w/ children

1,345

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 167% above the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $459,000 · 24 days on market since
1979Built · HEATHER HILLS

Reality check

What actually sold near 13101 116TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12939 115TH STREETSold · Sep ’26

$375,000

12939 115TH STREET · same community

2 bd · 2 ba · 1,318 sqft · $285/sqft · 20 DOM

13200 RIDGE ROADSold · Aug ’26

$420,000

13200 RIDGE ROAD · same community

3 bd · 2 ba · 1,500 sqft · $280/sqft · 22 DOM

12985 116TH STREETSold · Mar ’26

$470,000

12985 116TH STREET · same community

3 bd · 2 ba · 1,647 sqft · $285/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 13101 116TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13101 116TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13101 116TH STREET FAQs

What would the monthly payment be for 13101 116TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13101 116TH STREET?+

The most recent tax bill on record (2025) was $2,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13101 116TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $459,000, this home is listed about 58% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13101 116TH STREET?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,000 runs 167% above the LARGO 33778 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IMAPP REALTY GROUP · Mindy Rovillo. MLS #TB8542586.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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