CENTURY 21 Edge
$315,0003 bd2 ba1,754 sqft$180 /sqft$2,316 /mo all-in ↓

13801 WHITBY ROAD, HUDSON, FL, 34667

Active23 days on marketListed Aug 28, 2026MLS #TB8542596

Single Family ResidenceGULF VIEW TERRACE

About this home

13801 WHITBY ROAD

Welcome to your own private piece of Florida! Set on an exceptional .30 acre fully fenced lot with no neighbors on either side or behind, this beautifully maintained 3 bedroom, 2 bath + OFFICE home offers a sense of space and privacy that is increasingly hard to find. Tucked along a quiet road with a welcoming community feel and NO HOA, the property feels like its own little island, yet restaurants, shopping, recreation, and the Gulf Coast lifestyle are just minutes away. Hudson Beach Park is only 1.5 miles from home, approximately a 10 minute bike ride! A charming covered walkway creates a wonderful arrival, with an additional front patio offering the perfect spot for morning coffee or a quiet place to unwind. Step inside to a gracious entry accented by a beautiful chandelier before the home opens into an impressive GREAT ROOM filled with natural light and soaring vaulted ceilings. The generous, flexible space lends itself beautifully to a variety of living and dining configurations. At the heart of the home, the centrally located kitchen keeps everything connected and features abundant workspace, bar seating, a casual eat in area, and a new black composite sink. The desirable split bedroom floor plan provides privacy, while the spacious primary suite includes a generous en suite bath and its own sliding doors opening directly to the lanai. Even the laundry room delivers extra functionality with built in cabinetry and a utility sink, perfect for everyday cleanup, projects, pets, or life after a day outdoors. Designed for the Florida indoor outdoor lifestyle, multiple sets of sliding doors connect the great room, primary suite, and office to the outdoor living space, allowing natural light and backyard views to flow throughout the home. Step outside to a private, fully fenced backyard with room to spread out, garden, entertain, or simply enjoy the peace and quiet. The west facing backyard delivers beautiful Florida sunsets, and with the coast just over a mile away, you can actually feel the refreshing coastal breeze, one of those little details that makes this outdoor space feel even more special. An 11' x 16' shed provides substantial additional storage, while the generous lot and no HOA offer flexibility for the outdoor enthusiast and all the toys that come with Florida living. Pride of ownership is evident throughout, with newer laminate flooring, ceramic tile in the wet areas, a ROOF approximately one year old, HVAC approximately four years old, substantial attic insulation to help with energy efficiency, irrigation servicing all four sides of the lawn, and NO FLOOD INSURANCE REQUIRED! Close to everything yet wonderfully private, this is a rare opportunity to enjoy the space, freedom, and outdoor lifestyle that make Florida living so special.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,754

Sqft

0.3 ac

Lot size

2

Garage

1992

Year built

One

Levels

$180

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorAwning(s) · Irrigation System · Lighting · Storage

Community & fees

Taxes (2025)$1,942/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,316 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$162
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,316/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$162
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$238KedgeAI estimate $336,887 · range $248K$378K$393K

vs edgeAI estimate

−6.5%

$/sqft vs Hudson actives

$180 vs $196

Days on market

23 vs 45 typical

Where $180/sqft sits among the 400 Hudson actives

109
131 · this home
60
38
27
35
$124–167$167–211$211–254$254–297$297–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windsor Mill

Drive times from this address

Tampa Int’l Airport (TPA)53 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Windsor Mill — neighborhood snapshot

Population

606

Median age

69

Median income

$40,313

Median home value

$171,600

Avg household

2

Households w/ children

34%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$275K$278K

Hudson median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

249 of 400

Hudson actives have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $315,000 · 23 days on market since
1992Built · GULF VIEW TERRACE

Reality check

What actually sold near 13801 WHITBY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12629 2ND ISLESold · Jun ’26

$315,000

12629 2ND ISLE

2 bd · 2 ba · 1,722 sqft · $183/sqft · 262 DOM

7410 DUKE DRIVESold · Aug ’26

$232,500

7410 DUKE DRIVE

3 bd · 2 ba · 1,788 sqft · $130/sqft · 74 DOM

8210 CLOVER HILL LOOPSold · Aug ’26

$264,900

8210 CLOVER HILL LOOP

3 bd · 2 ba · 1,711 sqft · $155/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 13801 WHITBY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13801 WHITBY ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13801 WHITBY ROAD FAQs

What would the monthly payment be for 13801 WHITBY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,316/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13801 WHITBY ROAD?+

The most recent tax bill on record (2025) was $1,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $315,000, this home is listed about 6% below the Hudson median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13801 WHITBY ROAD?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Theresa Shlimanoff. MLS #TB8542596.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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