12630 MAGNOLIA STREET, SAN ANTONIO, FL, 33576
Active21 days on marketListed Sep 1, 2026MLS #TB8542797
About this home
12630 MAGNOLIA STREET
Welcome to 12630 Magnolia Street, a thoughtfully renovated home in the heart of San Antonio with NO HOA and NO CDD. An extensive interior renovation completed in 2023 included updated electrical work and ceiling fixtures, plumbing improvements, remodeled bathrooms, HVAC work, and numerous cosmetic enhancements. At the heart of the home is a beautifully updated kitchen featuring stylish two-tone cabinetry, generous storage and workspace, a modern tile backsplash, contemporary lighting, and a statement vent hood over the range. The bright, open interior showcases commercial-grade luxury vinyl flooring and upgraded heavy-duty fixtures and hardware throughout, including faucets and door hardware. Commercial-grade composite exterior doors enhance the front and rear entries. Outside, an expansive patio overlooks the spacious fenced backyard, creating an inviting setting for entertaining, pets, play, or peaceful evenings at home. Additional highlights include flexible off-street parking, outside shower, a roomy attached garage with a newer garage door, a Mitsubishi mini-split system for added comfort, and a heavy-duty Speed Queen washer and dryer. Conveniently located near a neighborhood park and pharmacy. This move-in-ready home blends quality upgrades, practical living, and small-town charm—all without HOA or CDD
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,297
Sqft
0.34 ac
Lot size
2
Garage
2002
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.9%
$/sqft vs San Antonio actives
$305 vs $198
Days on market
21 vs 70 typical
Where $305/sqft sits among the 140 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $302K
San Antonio median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
82 of 140
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 12630 MAGNOLIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$354,900
12202 MEADOW LANE
3 bd · 2 ba · 1,318 sqft · $269/sqft · 3 DOM
Sold · Nov ’25$239,015
31954 FOLK TOP STREET
2 bd · 2 ba · 1,398 sqft · $171/sqft · 7 DOM
Sold · May ’26$274,990
31792 KESTREL CALLING DRIVE
3 bd · 2.5 ba · 1,419 sqft · $194/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12630 MAGNOLIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12630 MAGNOLIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12630 MAGNOLIA STREET FAQs
What would the monthly payment be for 12630 MAGNOLIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,870/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12630 MAGNOLIA STREET?+
The most recent tax bill on record (2025) was $2,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in San Antonio?+
At $395,900, this home is listed about 7% above the San Antonio median of $368,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12630 MAGNOLIA STREET?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE ELITE REALTY EXPERIENCE · Angel Gonzalez. MLS #TB8542797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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