CENTURY 21 Edge
$725,0003 bd2 ba2,467 sqft$294 /sqft$4,959 /mo all-in ↓

9703 HIDDEN COVE COURT, TAMPA, FL, 33618

Active1 days on marketListed Aug 27, 2026MLS #TB8542921

Single Family ResidenceTHE ESTATES AT WHITE TROUT LAK

About this home

9703 HIDDEN COVE COURT

Original-owner home in the premier gated Estates of White Trout Lake! Situated on a larger-than-average .27-acre lot along a quiet, canopy tree-lined cul-de-sac, this fine home offers an exceptional combination of an entertaining main living area, a great Florida room, 3-car garage, spacious split-bedroom floor plan, newer roof (9/21), & beautiful indoor/outdoor living. The home welcomes you with an enhanced paver driveway & walkways, a shaded front porch, & impressive high ceiling. Step inside to an expansive feel with abundant natural light, plantation shutters & window treatments, crown molding, & wood flooring throughout all main living areas/bedrooms. The flexible layout offers both dining & family areas along with an open kitchen & living room, creating a comfortable setting for everyday living & entertaining. At the heart of the home, the kitchen features a large granite island, solid cabinetry, generous counter & storage space, & a comfortable eat-in area. Large windows bring in excellent natural light & complement the home's open & inviting atmosphere. A desirable two-way split-bedroom floor plan provides excellent privacy. The spacious primary suite offers plenty of room to spread out & features a large private shower with sit shelf, private water closet, & roomy walk-in closet. The primary suite also flows directly into the Florida room, providing another wonderful way to enjoy this special space. The spacious secondary bedrooms are privately positioned on the opposite side of the home & share a full guest bath. Each guest bedroom also features wood flooring, continuing the home's warm & cohesive feel. One of the home's standout features is the premier Florida room, accessed through double French doors & designed for entertaining, relaxing, & year-round enjoyment. Large windows, insulated panels, and plantation shutters create a bright & comfortable extension of the home's living areas & provide a wonderful connection to the oversized yard. Don't overlook the high-ceiling 3-car garage, offering exceptional flexibility for multiple vehicles, additional storage, hobbies, or simply enjoying the extra space that is increasingly difficult to find. Outside, the oversized .27-acre lot provides plenty of room to stretch out & enjoy the Florida lifestyle. A private fence/wall along the rear of the property adds separation & privacy, while the quiet cul-de-sac, mature landscaping, & beautiful canopy trees contribute to the established neighborhood setting. Additional peace of mind comes from the home's newer roof, installed in September 2021, an important improvement for the next owner. LOCATION, LIFESTYLE & CONVENIENCE! Enjoy living in one of Hillsborough County's premier gated communities, ideally positioned just 8.4 miles from Downtown Tampa and 9.2 miles from Tampa International Airport. Everyday conveniences are close by, including Publix, Walgreens, shopping, restaurants, schools, AdventHealth Carrollwood Hospital, I-275, Seminole Heights, entertainment, & so much more! Experience the space, privacy, convenience, & established surroundings of the Estates of White Trout Lake—all while remaining close to everything Tampa has to offer. Live a leisurely & fun-filled Florida lifestyle & call today to schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,467

Sqft

0.27 ac

Lot size

3

Garage

1999

Year built

One

Levels

$294

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingGarage Door Opener
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2025)$5,462/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,959 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$455
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$4,959/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$455
HOA / condo fee$160
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$496KedgeAI estimate $538,915 · range $516K$595K$754K

vs edgeAI estimate

+34.5%

Days on market

1 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Drive times from this address

Downtown Tampa14 min
Tampa Int’l Airport (TPA)20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33618 — neighborhood snapshot

Population

27,588

Median age

41.9

Median income

$79,850

Median home value

$379,200

Avg household

2.32

Households w/ children

3,023

For the school run

Hillsborough County School District

ElementaryCarrollwood K-8 School★★★★★
HighChamberlain High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 170% above the TAMPA 33618 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $725,000 · 1 days on market since
1999Built · THE ESTATES AT WHITE TROUT LAK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9703 HIDDEN COVE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9703 HIDDEN COVE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9703 HIDDEN COVE COURT FAQs

What would the monthly payment be for 9703 HIDDEN COVE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,959/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9703 HIDDEN COVE COURT?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9703 HIDDEN COVE COURT?+

The most recent tax bill on record (2025) was $5,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9703 HIDDEN COVE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $725,000, this home is listed about 61% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9703 HIDDEN COVE COURT?+

Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · Charlie Bodine. MLS #TB8542921.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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